Home, Family, Style and Art Ideas

Storage Ideas
21 Best Design Ideas for Tall Kitchen Storage Pantry

by admin June 4, 2019

by admin June 4, 2019

21 Best Design Ideas for Tall Kitchen Storage Pantry .If you’re making a vintage kitchen area, or…
Mothers Day Quotes
The Best Mother Teresa Quotes On Service

by admin June 4, 2019

by admin June 4, 2019

The Best Mother Teresa Quotes On Service . Mom’s Day lands on Sunday, Might 12 this year,…
Valentines Day Gift Ideas
Top 35 Valentines Gift Ideas for Her Pinterest

by admin June 4, 2019

by admin June 4, 2019

Top 35 Valentines Gift Ideas for Her Pinterest .You’re not a fundamental guy. That suggests when February…
Long Hairstyles
Best 23 Best Long Hairstyle

by admin June 4, 2019

by admin June 4, 2019

Best 23 Best Long Hairstyle .Lengthy hairstyles are really in this year for any kind of hair…
Passover Recipes
The top 23 Ideas About Quinoa Kosher for Passover

by admin June 4, 2019

by admin June 4, 2019

The top 23 Ideas About Quinoa Kosher for Passover .Green is usually tough ahead by throughout Passover,…
Firepit Ideas
22 Awesome Outdoor Furniture with Fire Pit

by admin June 4, 2019

by admin June 4, 2019

22 Awesome Outdoor Furniture with Fire Pit .Currently below’s an outdoor fire pit suggestion we can obtain…
DIY Craft for Preschoolers Ideas
25 Best Ideas Parent Child Activities for Preschoolers

by admin June 4, 2019

by admin June 4, 2019

25 Best Ideas Parent Child Activities for Preschoolers . Daily Leisure has a number of charming crafts…
Kitchen Ideas
21 Fantastic Rustic Country Kitchen

by admin June 4, 2019

by admin June 4, 2019

21 Fantastic Rustic Country Kitchen .You do not have to live in the nation or the mountains…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Girlfriend Jewelry Gift Ideas

by admin June 4, 2019

by admin June 4, 2019

35 Of the Best Ideas for Girlfriend Jewelry Gift Ideas . Make your next gift the finest…
Wedding Veils
The 25 Best Ideas for Hat with Veil for Wedding

by admin June 4, 2019

by admin June 4, 2019

The 25 Best Ideas for Hat with Veil for Wedding .Exactly how long you plan on wearing…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?