Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
Best 22 St. Patrick's Day Quotes

by admin June 5, 2019

by admin June 5, 2019

Best 22 St. Patrick&#039;s Day Quotes .So with tongue in cheek every American who suches as a…
Best Easter Ideas
Best 25 Kid Easter Gifts

by admin June 5, 2019

by admin June 5, 2019

Best 25 Kid Easter Gifts .Lots of people love to enhance the beyond their residences in addition…
Mothers Day Gift Ideas
30 Best Mother Day Gift Ideas Homemade

by admin June 5, 2019

by admin June 5, 2019

30 Best Mother Day Gift Ideas Homemade .The last point any type of mom wants is a…
Love Quotes
The Best Saint Quotes On Love

by admin June 5, 2019

by admin June 5, 2019

The Best Saint Quotes On Love . When you have actually located the one person that makes…
DIY Gift Ideas
30 Best Ideas Diy Gift Ideas for Grandparents

by admin June 5, 2019

by admin June 5, 2019

30 Best Ideas Diy Gift Ideas for Grandparents . You can make your own presents. Everybody likes…
Wedding Nails
Best 20 Beautiful Wedding Nails

by admin June 5, 2019

by admin June 5, 2019

Best 20 Beautiful Wedding Nails .There are great deals of wedding event nail art suggestions and also…
Wedding Veils
25 Ideas for Designer Wedding Veils

by admin June 5, 2019

by admin June 5, 2019

25 Ideas for Designer Wedding Veils .Steeped in tradition as it is, unless called for by your…
Love Quotes
20 Ideas for Dalai Lama Love Quotes

by admin June 5, 2019

by admin June 5, 2019

20 Ideas for Dalai Lama Love Quotes . If the love holds true and predestined to be,…
Kids Fashion Ideas
24 Best Creativity for Kids Ultimate Fashion Designer

by admin June 5, 2019

by admin June 5, 2019

24 Best Creativity for Kids Ultimate Fashion Designer .Sprucing up children can be truly enjoyable and it…
Gift Ideas For Boyfriend
Best 25 Cheap Birthday Gift Ideas for Boyfriend

by admin June 4, 2019

by admin June 4, 2019

Best 25 Cheap Birthday Gift Ideas for Boyfriend .Maybe his last gift to you was a loser…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?