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Graduation Quotes
Best 20 Graduation Quotes Inspirational

by admin January 11, 2024

by admin January 11, 2024

Best 20 Graduation Quotes Inspirational . Right here are some amusing graduation quotes to maintain points loose.”…
Best Valentines Day Ideas
Top 20 Free Valentines Day Ideas

by admin January 11, 2024

by admin January 11, 2024

Top 20 Free Valentines Day Ideas .Go to your chocolate shop and have the “pet name” you…
Best Valentines Day Ideas
20 Ideas for What is A Good Valentines Day Gift for My Boyfriend

by admin January 11, 2024

by admin January 11, 2024

20 Ideas for What is A Good Valentines Day Gift for My Boyfriend .There are thousands of…
Wedding Invitations
21 Best Wedding Invitations Bundle

by admin January 11, 2024

by admin January 11, 2024

21 Best Wedding Invitations Bundle .If you are extremely spiritual, and the most significant variable in your…
Grill Recipes
The Best Best Way to Grill Pork Chops

by admin January 10, 2024

by admin January 10, 2024

The Best Best Way to Grill Pork Chops .Consider this your summer barbecuing container checklist. Allow’s put…
Women Hairstyles
Best 20 50s Womens Hairstyles

by admin January 10, 2024

by admin January 10, 2024

Best 20 50s Womens Hairstyles .Brief hair style has been attempted by every woman at some point…
Backyard Party Ideas
The 23 Best Ideas for Ideas for A Backyard Engagement Party

by admin January 10, 2024

by admin January 10, 2024

The 23 Best Ideas for Ideas for A Backyard Engagement Party .The best sort of backyard party…
DIY Crafts for Kids
The Best Ideas for Christmas Paper Crafts for Kids

by admin January 10, 2024

by admin January 10, 2024

The Best Ideas for Christmas Paper Crafts for Kids .A little felt, googly eyes, and also adhesive,…
Landscape Ideas
23 Finest Terrace Landscape Diy

by admin January 9, 2024

by admin January 9, 2024

23 Finest Terrace Landscape Diy .The landscape shows an incorporated four-fold system of woodlands, supply of water,…
Positive Quotes
The 35 Best Ideas for Pinterest Positive Quotes

by admin January 9, 2024

by admin January 9, 2024

The 35 Best Ideas for Pinterest Positive Quotes . Keep your thoughts favorable, since your ideas become…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?