Home, Family, Style and Art Ideas

Jewelry Sets
The Best Ideas for Yellow Gold Wedding Rings Sets for His and Her

by admin June 5, 2019

by admin June 5, 2019

The Best Ideas for Yellow Gold Wedding Rings Sets for His and Her .The larger the far…
Dinner Recipes
35 Best Broccoli Dinner Recipes

by admin June 5, 2019

by admin June 5, 2019

35 Best Broccoli Dinner Recipes .For a quick dish that’s reduced in carbohydrates but large on taste,…
Dinner Recipes
Top 35 Cheap and Easy Dinner Ideas

by admin June 5, 2019

by admin June 5, 2019

Top 35 Cheap and Easy Dinner Ideas .For lunch I was having a whole wheat English muffin…
Mothers Day Quotes
Top 35 Mother Quotes to Daughter

by admin June 5, 2019

by admin June 5, 2019

Top 35 Mother Quotes to Daughter . Mother’s Day come down on Sunday, May 12 this year,…
Easter Recipes
The 24 Best Ideas for Easter Dinner Lancaster Pa

by admin June 5, 2019

by admin June 5, 2019

The 24 Best Ideas for Easter Dinner Lancaster Pa .This classy appetizer collaborates quickly with straightforward, time-saving…
Gift Ideas For Boyfriend
The top 25 Ideas About Boyfriend Homemade Gift Ideas

by admin June 5, 2019

by admin June 5, 2019

The top 25 Ideas About Boyfriend Homemade Gift Ideas .If your guy’s looking for an awesome, thoughtful…
Relationship Quotes
The top 30 Ideas About Relationships Quotes for Facebook

by admin June 5, 2019

by admin June 5, 2019

The top 30 Ideas About Relationships Quotes for Facebook .Relationships resemble the tides: they ups and downs.…
Mother's Day Recipes
Top 20 Best Mothers Day Dinner

by admin June 5, 2019

by admin June 5, 2019

Top 20 Best Mothers Day Dinner .Mommy’s Day Recipes Make Mommy pleased with a homemade goodie or…
DIY Craft for Kids Ideas
The 20 Best Ideas for Diy Kids Playrooms

by admin June 5, 2019

by admin June 5, 2019

The 20 Best Ideas for Diy Kids Playrooms . Preschoolers can finger paint paper plates, then include…
Best Valentines Day Ideas
The Best Ideas for Valentines Day Box Ideas for Boys

by admin June 5, 2019

by admin June 5, 2019

The Best Ideas for Valentines Day Box Ideas for Boys .Go to your chocolate shop and also…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?