Home, Family, Style and Art Ideas

Marriage Quotes
The top 25 Ideas About Strong Marriage Quotes

by admin June 12, 2019

by admin June 12, 2019

The top 25 Ideas About Strong Marriage Quotes .The real act of marriage happens in the heart,…
Sheet Pan Dinner Recipes
The 25 Best Ideas for Sheet Pan Chicken Fajitas Buzzfeed

by admin June 12, 2019

by admin June 12, 2019

The 25 Best Ideas for Sheet Pan Chicken Fajitas Buzzfeed .If your sheet pan requires an excellent,…
Rings
21 Best Nature Inspired Wedding Rings

by admin June 12, 2019

by admin June 12, 2019

21 Best Nature Inspired Wedding Rings .Interaction rings are the utmost expression of love, which is why…
Organizing Ideas
30 Brilliant Garage organization Hacks

by admin June 12, 2019

by admin June 12, 2019

30 Brilliant Garage organization Hacks .Garage Shelving Devices Open up shelving devices maintain your items organized and…
Beach Party Ideas
The top 35 Ideas About Luau Beach Party Ideas

by admin June 12, 2019

by admin June 12, 2019

The top 35 Ideas About Luau Beach Party Ideas .Get some mason containers, load them with sand…
Kids Fashion Ideas
Top 24 1940s Kids Fashion

by admin June 12, 2019

by admin June 12, 2019

Top 24 1940s Kids Fashion .The Ultimate guide to child clothing Dressing up babies can be really…
Gift Basket Ideas
22 Ideas for Dad Gift Basket Ideas

by admin June 12, 2019

by admin June 12, 2019

22 Ideas for Dad Gift Basket Ideas .Certainly, you can fill a gift basket with anything as…
Mothers Day Gift Ideas
The 30 Best Ideas for Great Mother's Day Gift Ideas

by admin June 12, 2019

by admin June 12, 2019

The 30 Best Ideas for Great Mother&#039;s Day Gift Ideas .The last thing any type of mommy…
Anniversary Gift Ideas
The Best Ideas for Paper Wedding Anniversary Gift Ideas

by admin June 12, 2019

by admin June 12, 2019

The Best Ideas for Paper Wedding Anniversary Gift Ideas .On this day, you realize what a gift…
Beautiful Nails
20 Ideas for Beautiful Skin and Nails

by admin June 12, 2019

by admin June 12, 2019

20 Ideas for Beautiful Skin and Nails .Attractive Nails & Body Beauty salon brings an exclusive, indulgent…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?