Home, Family, Style and Art Ideas

Holiday Party Ideas
21 Best Fun Office Holiday Party Ideas

by admin June 14, 2019

by admin June 14, 2019

21 Best Fun Office Holiday Party Ideas . A vacation party that captivates from top to bottom…
DIY Craft for Kids Ideas
Top 20 Diy Robot for Kids

by admin June 14, 2019

by admin June 14, 2019

Top 20 Diy Robot for Kids . Preschoolers can finger paint paper plates, then include construction paper…
Bathroom Ideas
35 Gorgeous Bathroom Vanity Filler Strips

by admin June 14, 2019

by admin June 14, 2019

35 Gorgeous Bathroom Vanity Filler Strips .We lug the ideal selection of washroom light at the most…
Anniversary Quotes
22 Best Happy Anniversary Quotes for Friends

by admin June 14, 2019

by admin June 14, 2019

22 Best Happy Anniversary Quotes for Friends . Anniversary quotes to value and also rejoice all the…
Storage Ideas
21 Catchy Kitchen Storage Basket

by admin June 14, 2019

by admin June 14, 2019

21 Catchy Kitchen Storage Basket .If you’re designing a classic kitchen, or a homely farmhouse-style kitchen area,…
Best Pi Day Ideas
Best 21 Pi Day Activities Worksheets

by admin June 14, 2019

by admin June 14, 2019

Best 21 Pi Day Activities Worksheets .Pi (p) Day Started in 1988 at the Exploratorium, Pi (p)…
DIY Organizer Ideas
Top 30 Diy Garage organizer

by admin June 14, 2019

by admin June 14, 2019

Top 30 Diy Garage organizer .Organizing your kitchen products wear t need to be uninteresting. All you…
Low Calorie Recipes
The 30 Best Ideas for Low Calorie Ice Cream Recipes for Ice Cream Maker

by admin June 13, 2019

by admin June 13, 2019

The 30 Best Ideas for Low Calorie Ice Cream Recipes for Ice Cream Maker .Do not allow…
Birthday Gift Inspirations
Top 24 Gift Ideas for Dad Birthday

by admin June 13, 2019

by admin June 13, 2019

Top 24 Gift Ideas for Dad Birthday . Certain, your birthday lady enjoys her share of cake…
Inspirational Quotes
The top 24 Ideas About Favorite Inspirational Quotes

by admin June 13, 2019

by admin June 13, 2019

The top 24 Ideas About Favorite Inspirational Quotes . This is a quote that can come in…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?