Home, Family, Style and Art Ideas

Cool Hairstyles
20 Of the Best Ideas for How to Do Cool Hairstyles

by admin June 7, 2019

by admin June 7, 2019

20 Of the Best Ideas for How to Do Cool Hairstyles .Amazing hairstyles for ladies consist of…
Anime Hairstyles
The top 23 Ideas About Anime Guy Hairstyles

by admin June 7, 2019

by admin June 7, 2019

The top 23 Ideas About Anime Guy Hairstyles .Generally, the most vital characters of the tale will…
Retirement Party Ideas
The top 22 Ideas About Retirement Party Cakes Ideas

by admin June 7, 2019

by admin June 7, 2019

The top 22 Ideas About Retirement Party Cakes Ideas . To plan a retired life party, beginning…
Little Girl Hairstyles
20 Best Ideas Hairstyles for Little Girls for Wedding

by admin June 7, 2019

by admin June 7, 2019

20 Best Ideas Hairstyles for Little Girls for Wedding .There are so numerous various hairstyles for blossom…
Vegan Recipes
Best 30 Vegan Dinner Party Menus

by admin June 7, 2019

by admin June 7, 2019

Best 30 Vegan Dinner Party Menus .You can browse my vegan recipe index to see all of…
Passover Recipes
Top 23 Passover Dinner Menus

by admin June 7, 2019

by admin June 7, 2019

Top 23 Passover Dinner Menus .Passover Recipes Discover all the tasty recipes you’ll require for your Passover…
Rings
21 Best Cz Wedding Rings

by admin June 6, 2019

by admin June 6, 2019

21 Best Cz Wedding Rings .A ring for today and also all of your tomorrows. Locate the…
Mothers Day Quotes
Best 35 Abraham Lincoln Mother Quotes

by admin June 6, 2019

by admin June 6, 2019

Best 35 Abraham Lincoln Mother Quotes . Mommy’s Day arrive on Sunday, Might 12 this year, and…
Mothers Day Gift Ideas
30 Best Ideas 1st Mothers Day Gift Ideas

by admin June 6, 2019

by admin June 6, 2019

30 Best Ideas 1st Mothers Day Gift Ideas .The last point any mama desires is a fistful…
Easy Hairstyles
The top 21 Ideas About Natural Easy Hairstyles

by admin June 6, 2019

by admin June 6, 2019

The top 21 Ideas About Natural Easy Hairstyles .This sophisticated as well as trendy hairstyle may seem…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?