Home, Family, Style and Art Ideas

Medium Hairstyles
24 Of the Best Ideas for Medium Female Haircuts

by admin June 14, 2019

by admin June 14, 2019

24 Of the Best Ideas for Medium Female Haircuts .The medium length hair is one that has…
Birthday Cake Ideas
20 Ideas for Fun Birthday Cakes

by admin June 14, 2019

by admin June 14, 2019

20 Ideas for Fun Birthday Cakes .An excellent birthday party scene is friends and also household gathered…
Anniversary Gift Ideas
20 Of the Best Ideas for Third Anniversary Gift Ideas

by admin June 14, 2019

by admin June 14, 2019

20 Of the Best Ideas for Third Anniversary Gift Ideas .On this day, you realize what a…
Romantic Quotes
23 Ideas for Romantic Harry Potter Quotes

by admin June 14, 2019

by admin June 14, 2019

23 Ideas for Romantic Harry Potter Quotes .The thing is that love provides us a ringside seat…
Anniversary Gift Ideas
Best 20 14 Year Anniversary Gift Ideas

by admin June 14, 2019

by admin June 14, 2019

Best 20 14 Year Anniversary Gift Ideas .On this day, you realize what a gift it was…
Gift Ideas For Boyfriend
Best 25 Valentines Day Gift Ideas for Boyfriends

by admin June 14, 2019

by admin June 14, 2019

Best 25 Valentines Day Gift Ideas for Boyfriends .Maybe his last gift to you was a loser…
Instant Pot Recipes
The top 25 Ideas About Instant Pot Pork Ribs Recipe

by admin June 14, 2019

by admin June 14, 2019

The top 25 Ideas About Instant Pot Pork Ribs Recipe .These Instant Pot recipes are regarding to…
Best Passover Ideas
The Best Passover Food Lists

by admin June 14, 2019

by admin June 14, 2019

The Best Passover Food Lists .Passover is a time for reaching out to those whom you hold…
Keto Recipes
Best 21 Yogurt On Keto Diet

by admin June 14, 2019

by admin June 14, 2019

Best 21 Yogurt On Keto Diet .Keto bread definitely doesn’t have the rewarding eat of wheat bread;…
Marriage Quotes
The 25 Best Ideas for Bible Quotes About Love and Marriage

by admin June 14, 2019

by admin June 14, 2019

The 25 Best Ideas for Bible Quotes About Love and Marriage .The genuine act of marital relationship…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?