Home, Family, Style and Art Ideas

Gift Ideas For Boyfriend
Best 25 Valentines Boyfriend Gift Ideas

by admin June 8, 2019

by admin June 8, 2019

Best 25 Valentines Boyfriend Gift Ideas . Has your sweetie been extra pleasant lately? If you are…
Mothers Day Quotes
The Best Mother Mary Quotes

by admin June 8, 2019

by admin June 8, 2019

The Best Mother Mary Quotes .Mommy’s Day is the unique season when you get to commemorate your…
Romantic Quotes
The 23 Best Ideas for Sexy Romantic Quotes

by admin June 8, 2019

by admin June 8, 2019

The 23 Best Ideas for Sexy Romantic Quotes .The thing is that love provides us a ringside…
Casserole Recipes
Best 24 Corn Casserole with Ritz Crackers

by admin June 8, 2019

by admin June 8, 2019

Best 24 Corn Casserole with Ritz Crackers .Baked dishes have existed for countless years. Early casserole recipes…
Birthday Wishes Ideas
25 Best Happy 18th Birthday Wishes to My son

by admin June 8, 2019

by admin June 8, 2019

25 Best Happy 18th Birthday Wishes to My son . Birthday celebrations are among the most well…
Best Passover Ideas
The top 24 Ideas About Passover Gift Ideas

by admin June 7, 2019

by admin June 7, 2019

The top 24 Ideas About Passover Gift Ideas .Passover is a time for reaching out to those…
Storage Ideas
23 Finest Leather Storage Ottoman Bench

by admin June 7, 2019

by admin June 7, 2019

23 Finest Leather Storage Ottoman Bench .Storage OttomansKeep all your cozy things put away with a trendy…
Engagement Party Ideas
21 Best Ideas Engagement Party Ideas Images

by admin June 7, 2019

by admin June 7, 2019

21 Best Ideas Engagement Party Ideas Images .You have actually obtained the ring and the companion of…
Marriage Quotes
25 Of the Best Ideas for End Of Marriage Quotes

by admin June 7, 2019

by admin June 7, 2019

25 Of the Best Ideas for End Of Marriage Quotes . Early in my life, I had…
Landscape Ideas
35 Unique Backyard Wresling 2

by admin June 7, 2019

by admin June 7, 2019

35 Unique Backyard Wresling 2 .A yard is an expansion of what’s taking place inside our home,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?