Home, Family, Style and Art Ideas

Salad Recipes
The Best Tuna Macaroni Salad Recipe Paula Deen

by admin June 8, 2019

by admin June 8, 2019

The Best Tuna Macaroni Salad Recipe Paula Deen .We had a truly cold, stormy spring, but all…
Wedding Vows
The top 21 Ideas About Different Wedding Vows

by admin June 8, 2019

by admin June 8, 2019

The top 21 Ideas About Different Wedding Vows .You ought to offer yourself a pat on the…
Gift Ideas For Girlfriend
The 35 Best Ideas for Gift Ideas to Make for Girlfriend

by admin June 8, 2019

by admin June 8, 2019

The 35 Best Ideas for Gift Ideas to Make for Girlfriend . Make your next gift the…
Anniversary Gift Ideas
20 Best 6th Wedding Anniversary Gift Ideas for Her

by admin June 8, 2019

by admin June 8, 2019

20 Best 6th Wedding Anniversary Gift Ideas for Her .On this day, you understand what a gift…
Engagement Party Ideas
21 Ideas for Food Ideas for Engagement Party In December

by admin June 8, 2019

by admin June 8, 2019

21 Ideas for Food Ideas for Engagement Party In December . Break out the rose gold bangle…
Gift Ideas For Girlfriend
The 35 Best Ideas for Girlfriend Graduation Gift Ideas

by admin June 8, 2019

by admin June 8, 2019

The 35 Best Ideas for Girlfriend Graduation Gift Ideas .It doesn t need to be a birthday,…
Best Easter Ideas
The Best Handprint Easter Crafts

by admin June 8, 2019

by admin June 8, 2019

The Best Handprint Easter Crafts .Blow up bunnies are really popular these days and most people simply…
Gift Ideas For Girlfriend
Best 35 Gift Ideas for Girlfriend Pinterest

by admin June 8, 2019

by admin June 8, 2019

Best 35 Gift Ideas for Girlfriend Pinterest .It doesn t need to be a birthday celebration, wedding…
Bedroom Ideas
30 Brilliant Kids Bedroom Curtains

by admin June 8, 2019

by admin June 8, 2019

30 Brilliant Kids Bedroom Curtains .@[Youngsters Room Establishes Questions Kids Room Establishes by Ashley Furnishings HomeStore Providing…
Mother's Day Recipes
The Best Ideas for Mothers Day Dinners

by admin June 8, 2019

by admin June 8, 2019

The Best Ideas for Mothers Day Dinners .If you’re truly seeking to thrill Grandmother, give this recipe…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?