Home, Family, Style and Art Ideas

Gift Ideas For Couples
Best 20 New Couple Gift Ideas

by admin June 9, 2019

by admin June 9, 2019

Best 20 New Couple Gift Ideas .Discovering presents for pairs is a cinch when you have many…
Best Christmas Ideas
The top 25 Ideas About Cool Christmas Gifts for Men

by admin June 9, 2019

by admin June 9, 2019

The top 25 Ideas About Cool Christmas Gifts for Men .Babies can be gifted a selection of…
Gift Ideas For Couples
Best 20 Wedding Gift Ideas for Wealthy Couple

by admin June 9, 2019

by admin June 9, 2019

Best 20 Wedding Gift Ideas for Wealthy Couple .Locating presents for couples is a cinch when you…
Mothers Day Gift Ideas
30 Ideas for Mother's Day Gift Ideas Out Of State

by admin June 9, 2019

by admin June 9, 2019

30 Ideas for Mother&#039;s Day Gift Ideas Out Of State .The last point any kind of mom…
Birthday Gift Ideas
The Best Birthday Gift Ideas 13 Year Old Boy

by admin June 9, 2019

by admin June 9, 2019

The Best Birthday Gift Ideas 13 Year Old Boy . So, if yourself are likely all through…
St. Patrick's Day Recipes
The top 22 Ideas About St Patrick's Day Cake Recipes

by admin June 9, 2019

by admin June 9, 2019

The top 22 Ideas About St Patrick&#039;s Day Cake Recipes .If you require a little additional good…
Best Thanksgiving Ideas
The top 24 Ideas About top Thanksgiving Recipe

by admin June 8, 2019

by admin June 8, 2019

The top 24 Ideas About top Thanksgiving Recipe .If you are planning a sit down affair after…
Romantic Quotes
23 Of the Best Ideas for Famous Romantic Quotes

by admin June 8, 2019

by admin June 8, 2019

23 Of the Best Ideas for Famous Romantic Quotes . In this collection you will certainly find:…
Gift Ideas For Boyfriend
The 25 Best Ideas for Gift Ideas Boyfriend

by admin June 8, 2019

by admin June 8, 2019

The 25 Best Ideas for Gift Ideas Boyfriend . If you are the crafty or DIY kind,…
Best Easter Ideas
The 25 Best Ideas for Easter Gifts for Infants

by admin June 8, 2019

by admin June 8, 2019

The 25 Best Ideas for Easter Gifts for Infants .Easter is just around the corner and also…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?