Home, Family, Style and Art Ideas

Kitchen Ideas
20 Pretty Outdoor Kitchen Set

by admin June 9, 2019

by admin June 9, 2019

20 Pretty Outdoor Kitchen Set .Worn-out stylish cooking areas are still a classic, and this shoddy trendy…
Romantic Quotes
The Best Romantic Valentine Day Quotes

by admin June 9, 2019

by admin June 9, 2019

The Best Romantic Valentine Day Quotes .Things is that love offers us a ringside seat on someone…
Bedroom Ideas
20 Antique Christmas Decorations for Bedroom

by admin June 9, 2019

by admin June 9, 2019

20 Antique Christmas Decorations for Bedroom .Simply Rustic Pared-back, all-natural as well as a minimal, neutral colour…
Storage Ideas
23 Marvelous Storage Bench with Tray

by admin June 9, 2019

by admin June 9, 2019

23 Marvelous Storage Bench with Tray .Select a storage space ottoman or storage bench to include very…
Best St. Patrick Day Ideas
Top 22 Party City St Patrick's Day Costumes

by admin June 9, 2019

by admin June 9, 2019

Top 22 Party City St Patrick&#039;s Day Costumes .With tongue in cheek every American that likes a…
Life Quotes
22 Ideas for It's A Wonderful Life Famous Quotes

by admin June 9, 2019

by admin June 9, 2019

22 Ideas for It&#039;s A Wonderful Life Famous Quotes .The purpose of life is not to be…
Mothers Day Gift Ideas
The Best Wife Mothers Day Gift Ideas

by admin June 9, 2019

by admin June 9, 2019

The Best Wife Mothers Day Gift Ideas .The last point any mommy wants is a fistful of…
Mothers Day Gift Ideas
The 30 Best Ideas for Perfect Mother's Day Gift Ideas

by admin June 9, 2019

by admin June 9, 2019

The 30 Best Ideas for Perfect Mother&#039;s Day Gift Ideas .The last thing any mommy desires is…
Mothers Day Quotes
35 Best Mother Figure Quotes

by admin June 9, 2019

by admin June 9, 2019

35 Best Mother Figure Quotes . Mother’s Day arrive on Sunday, May 12 this year, and also…
DIY Plan Ideas
25 Best Diy Wedding Planner Binder

by admin June 9, 2019

by admin June 9, 2019

25 Best Diy Wedding Planner Binder . Ceramic Barn-Style DIY Bed Framework with Storage space Storage space…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?