Home, Family, Style and Art Ideas

Wedding Venues
The Best Wedding Venues In Oklahoma

by admin January 14, 2024

by admin January 14, 2024

The Best Wedding Venues In Oklahoma .From this position you can start to concentrate your search on…
Garage Ideas
23 Best Design Ideas for Sear Garage Door Opener Troubleshooting

by admin January 13, 2024

by admin January 13, 2024

23 Best Design Ideas for Sear Garage Door Opener Troubleshooting .In the marketplace for above garage doors?…
Coloring Pages For Kids
Top 25 Raisingourkids.com Coloring Pages

by admin January 13, 2024

by admin January 13, 2024

Top 25 Raisingourkids.com Coloring Pages . Keep children busy as well as imaginative anywhere, anytime, with tinting…
Rings
21 Best Diamond Promise Rings for Her

by admin January 13, 2024

by admin January 13, 2024

21 Best Diamond Promise Rings for Her .A ring for today as well as all of your…
Baby Quotes
21 Ideas for Happy 1st Month Baby Quotes

by admin January 13, 2024

by admin January 13, 2024

21 Ideas for Happy 1st Month Baby Quotes .You recognize you re going to have a kid…
Graduation Party Ideas
35 Best Adult Graduation Party Ideas

by admin January 12, 2024

by admin January 12, 2024

35 Best Adult Graduation Party Ideas .No matter if you consider on your own an Amazon.com Prime…
Engagement Party Ideas
The 21 Best Ideas for Engagement Party Decorations Ideas Tables

by admin January 12, 2024

by admin January 12, 2024

The 21 Best Ideas for Engagement Party Decorations Ideas Tables .You have actually obtained the ring as…
Rice Recipes
23 Best Olive Garden Menu Prices Dinner

by admin January 12, 2024

by admin January 12, 2024

23 Best Olive Garden Menu Prices Dinner .Transform the straightforward component that’s almost always in your pantry…
DIY Craft for Kids Ideas
The Best Fall Art Project for Kids

by admin January 12, 2024

by admin January 12, 2024

The Best Fall Art Project for Kids . A current research study by Dr. Richard Rende exposed…
Graduation Quotes
Best 20 Graduation Quotes Inspirational

by admin January 11, 2024

by admin January 11, 2024

Best 20 Graduation Quotes Inspirational . Right here are some amusing graduation quotes to maintain points loose.”…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?