Home, Family, Style and Art Ideas

Mothers Day Quotes
35 Of the Best Ideas for Mother Grieving Loss Of son Quotes

by admin June 9, 2019

by admin June 9, 2019

35 Of the Best Ideas for Mother Grieving Loss Of son Quotes . Mommy’s Day arrive at…
Nail Art
21 Ideas for Simply Nailogical Nail Art

by admin June 9, 2019

by admin June 9, 2019

21 Ideas for Simply Nailogical Nail Art .There are the standards, like pumpkins as well as charming…
Gift Ideas For Boyfriend
Top 25 Diy Gift Ideas for Boyfriend

by admin June 9, 2019

by admin June 9, 2019

Top 25 Diy Gift Ideas for Boyfriend .Maybe his last gift to you was a loser as…
Relationship Quotes
The Best Quotes About Business Relationships

by admin June 9, 2019

by admin June 9, 2019

The Best Quotes About Business Relationships .Well, in those moments, you could possibly use some much-needed inspiration-pearls…
Bedroom Ideas
35 Stunning Bedroom Wall Coverings

by admin June 9, 2019

by admin June 9, 2019

35 Stunning Bedroom Wall Coverings .Space transformations include numerous elements. From furniture, to wall surface color, to…
Anniversary Gift Ideas
20 Best 11th Anniversary Gift Ideas for Him

by admin June 9, 2019

by admin June 9, 2019

20 Best 11th Anniversary Gift Ideas for Him .Please your cherished partner by gifting a stunning customized…
Dessert Recipes
30 Best Ideas Desserts with Apples

by admin June 9, 2019

by admin June 9, 2019

30 Best Ideas Desserts with Apples .5 active ingredients as well as 15 minutes is all it…
Best Memorial Day Ideas
23 Best Ideas Memorial Day Meal Ideas

by admin June 9, 2019

by admin June 9, 2019

23 Best Ideas Memorial Day Meal Ideas .Memorial Day is a special celebration in which we can…
High Fiber Recipes
The 24 Best Ideas for High Fiber Bread Recipe

by admin June 9, 2019

by admin June 9, 2019

The 24 Best Ideas for High Fiber Bread Recipe .High-Fiber Recipes Muffins, smoothie mixes, and also meal…
Easter Recipes
The Best Easter Dinner for One

by admin June 9, 2019

by admin June 9, 2019

The Best Easter Dinner for One .This stylish appetizer comes together easily with straightforward, time-saving ingredients. Icy…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?