Home, Family, Style and Art Ideas

Anniversary Gift Ideas
20 Best Ideas Fiftieth Wedding Anniversary Gift Ideas

by admin June 10, 2019

by admin June 10, 2019

20 Best Ideas Fiftieth Wedding Anniversary Gift Ideas .Please your precious partner by gifting an attractive customized…
Wedding Decorations
22 Best Vintage Wedding Decor

by admin June 10, 2019

by admin June 10, 2019

22 Best Vintage Wedding Decor .Basic decoration can masquerade other common celebrations. But for a wedding, definitely…
Best Valentines Day Ideas
20 Best Ideas the Office Valentines Day Quotes

by admin June 10, 2019

by admin June 10, 2019

20 Best Ideas the Office Valentines Day Quotes .I imply Valentines Day. If you have a sweetheart,…
Kitchen Ideas
20 Elegant Kitchen Design Ideas with island

by admin June 10, 2019

by admin June 10, 2019

20 Elegant Kitchen Design Ideas with island .In any kitchen remodel, cabinets set the tone (and represent…
DIY Dog Ideas
The Best Diy Dog Shampoo with Coconut Oil

by admin June 10, 2019

by admin June 10, 2019

The Best Diy Dog Shampoo with Coconut Oil . Looking for some pet dog crafts to create…
Best St. Patrick Day Ideas
The Best Ideas for Pinterest St Patrick's Day Crafts

by admin June 10, 2019

by admin June 10, 2019

The Best Ideas for Pinterest St Patrick&#039;s Day Crafts .The Irish aren’t much like individuals that Irish…
Wedding Flowers
Top 23 Preserve Wedding Flowers

by admin June 9, 2019

by admin June 9, 2019

Top 23 Preserve Wedding Flowers .Flowers are symbols of God’s love as well as elegance in the…
Birthday Gift Ideas
The 20 Best Ideas for Gift Ideas for 21st Birthday

by admin June 9, 2019

by admin June 9, 2019

The 20 Best Ideas for Gift Ideas for 21st Birthday . Acquire against our extensive amount of…
Bedroom Ideas
20 Incredible Spiderman Bedroom Decor

by admin June 9, 2019

by admin June 9, 2019

20 Incredible Spiderman Bedroom Decor .Whether they get on your nightstand, vanity, or windowsill, flower setups are…
Prom Hairstyles
Top 21 Beautiful Prom Hairstyles

by admin June 9, 2019

by admin June 9, 2019

Top 21 Beautiful Prom Hairstyles .You likewise need to take into consideration the shape of your face…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?