Home, Family, Style and Art Ideas

Wedding Gift Ideas
20 Best Ideas Fun Second Wedding Gift Ideas

by admin June 18, 2019

by admin June 18, 2019

20 Best Ideas Fun Second Wedding Gift Ideas . And then of program, there are just the…
Best Passover Ideas
The Best Ideas for Passover Meal Food

by admin June 18, 2019

by admin June 18, 2019

The Best Ideas for Passover Meal Food .Passover is a time for reaching out to those whom…
Best Fall Ideas
Top 21 Fall Outside Decoration Ideas

by admin June 18, 2019

by admin June 18, 2019

Top 21 Fall Outside Decoration Ideas .@[One of one of the most extravagant as well as touching…
Kids Room Décor Ideas
The Best Decals for Kids Room

by admin June 18, 2019

by admin June 18, 2019

The Best Decals for Kids Room .When it comes to developing your child’s room, flexibility is vital.…
Easter Party Ideas
30 Best Easter Party Ideas Children

by admin June 18, 2019

by admin June 18, 2019

30 Best Easter Party Ideas Children .Whether you have a small celebration or a big household event,…
Mother's Day Recipes
The 20 Best Ideas for Mother's Day Dinners

by admin June 18, 2019

by admin June 18, 2019

The 20 Best Ideas for Mother&#039;s Day Dinners .If you’re actually wanting to impress Grandmother, offer this…
Graduation Party Ideas
35 Of the Best Ideas for Graduation Open House Party Ideas

by admin June 18, 2019

by admin June 18, 2019

35 Of the Best Ideas for Graduation Open House Party Ideas .Despite if you consider yourself an…
Easter Party Ideas
Top 30 Easter Party Ideas for Preschoolers

by admin June 18, 2019

by admin June 18, 2019

Top 30 Easter Party Ideas for Preschoolers .Whether you have a small gathering or a big household…
Smoothie Recipes
Top 23 Rolled Oats Smoothie

by admin June 17, 2019

by admin June 17, 2019

Top 23 Rolled Oats Smoothie .Healthy smoothies can make a healthy breakfast if you have an excellent…
Best St. Patrick Day Ideas
The 22 Best Ideas for St Patrick's Day Party Ideas

by admin June 17, 2019

by admin June 17, 2019

The 22 Best Ideas for St Patrick&#039;s Day Party Ideas .The Irish aren’t much like the people…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?