Home, Family, Style and Art Ideas

Relationship Quotes
Best 30 tough Relationship Quotes

by admin June 11, 2019

by admin June 11, 2019

Best 30 tough Relationship Quotes .Well, in those moments, you could probably use some much-needed inspiration-pearls of…
Holiday Gift Ideas
22 Ideas for Cool Holiday Gift Ideas

by admin June 10, 2019

by admin June 10, 2019

22 Ideas for Cool Holiday Gift Ideas .Our annual present guides aim to make holiday buying individual,…
Mothers Day Gift Ideas
30 Best Ideas Mothers Day Gift Ideas Wife

by admin June 10, 2019

by admin June 10, 2019

30 Best Ideas Mothers Day Gift Ideas Wife .The last point any type of mom wants is…
Mothers Day Quotes
The 35 Best Ideas for Daughter to Mother Quotes

by admin June 10, 2019

by admin June 10, 2019

The 35 Best Ideas for Daughter to Mother Quotes . Mother’s Day arrive at Sunday, May 12…
Glitter Nails
The 25 Best Ideas for White Glitter Tip Nails

by admin June 10, 2019

by admin June 10, 2019

The 25 Best Ideas for White Glitter Tip Nails .This ombre layout is ideal for you if…
Nail Art
Best 21 Light Pink Nail Art

by admin June 10, 2019

by admin June 10, 2019

Best 21 Light Pink Nail Art .Demonstrate your most innovative nail art and sculpting with remarkable application…
Living Room Ideas
20 Gorgeous Ikea Wall Units Living Room

by admin June 10, 2019

by admin June 10, 2019

20 Gorgeous Ikea Wall Units Living Room .Wall d cor – consisting of wall surface art, wall…
Kitchen Ideas
25 Fantastic Houzz Kitchen Counters

by admin June 10, 2019

by admin June 10, 2019

25 Fantastic Houzz Kitchen Counters .The range of materials that can be made use of for kitchen…
Kids Room Ideas
23 Luxury Game Room for Kids

by admin June 10, 2019

by admin June 10, 2019

23 Luxury Game Room for Kids .Kids’ rooms must teem with kids s furniture. A woman s…
Mothers Day Gift Ideas
30 Best Mother Day Gift Ideas for New Moms

by admin June 10, 2019

by admin June 10, 2019

30 Best Mother Day Gift Ideas for New Moms .The last thing any kind of mama wants…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?