Home, Family, Style and Art Ideas

St. Patrick's Day Recipes
22 Ideas for St Patrick's Day Dinner

by admin June 19, 2019

by admin June 19, 2019

22 Ideas for St Patrick&#039;s Day Dinner .If you need a little added good luck exciting your…
Relationship Quotes
30 Best Ride or Die Relationship Quotes

by admin June 19, 2019

by admin June 19, 2019

30 Best Ride or Die Relationship Quotes .Relationships are like the tides: they ups and downs. And…
Inspirational Quotes
24 Ideas for Inspirational Quotes About Teachers

by admin June 19, 2019

by admin June 19, 2019

24 Ideas for Inspirational Quotes About Teachers . If you intend to have power, it’s your own…
Passover Recipes
The 23 Best Ideas for Passover Fish Recipes

by admin June 19, 2019

by admin June 19, 2019

The 23 Best Ideas for Passover Fish Recipes .Green is often hard to find by throughout Passover,…
Valentines Day Gift Ideas
The 35 Best Ideas for Valentine Ideas Gift

by admin June 19, 2019

by admin June 19, 2019

The 35 Best Ideas for Valentine Ideas Gift .You’re not a standard guy. That suggests when February…
Crochet Hairstyles
Top 22 Kanekalon Crochet Braids Hairstyles

by admin June 19, 2019

by admin June 19, 2019

Top 22 Kanekalon Crochet Braids Hairstyles .Crochet braids, also understood as lock hook pigtails, are techniques for…
Best Pi Day Ideas
The Best Diy Pi Day Shirts

by admin June 19, 2019

by admin June 19, 2019

The Best Diy Pi Day Shirts .Pi (p) Day Established in 1988 at the Exploratorium, Pi (p)…
Best Easter Ideas
The Best Easter Bunny Ideas for Easter Morning

by admin June 19, 2019

by admin June 19, 2019

The Best Easter Bunny Ideas for Easter Morning .Blow up bunnies are truly popular nowadays as well…
Baby Room Décor
The Best Ideas for Unisex Baby Room Decor

by admin June 19, 2019

by admin June 19, 2019

The Best Ideas for Unisex Baby Room Decor .Babies enjoy to be shaken to sleep. And also…
Gender Reveal Party Ideas
20 Ideas for Baby Gender Party Food Ideas

by admin June 18, 2019

by admin June 18, 2019

20 Ideas for Baby Gender Party Food Ideas . I was at a gender reveal party that…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?