Home, Family, Style and Art Ideas

Rings
The Best Ideas for Minimalist Wedding Rings

by admin June 11, 2019

by admin June 11, 2019

The Best Ideas for Minimalist Wedding Rings .Find the diamond involvement ring or wedding collection of her…
Kids Room Ideas
25 Newest Indoor Monkey Bars Kids

by admin June 11, 2019

by admin June 11, 2019

25 Newest Indoor Monkey Bars Kids .Instead of keeping them homebound, let them run riot in an…
Nail Styles
Top 22 Best Nail Styles

by admin June 11, 2019

by admin June 11, 2019

Top 22 Best Nail Styles .Lengthy or short, oval nails are always going to be a winner.…
Love Quotes
20 Ideas for Dark Love Quotes

by admin June 11, 2019

by admin June 11, 2019

20 Ideas for Dark Love Quotes . If the love holds true and also predestined to be,…
Gift Ideas For Boys
23 Best Ideas Gift Ideas for Cowboys

by admin June 11, 2019

by admin June 11, 2019

23 Best Ideas Gift Ideas for Cowboys . This gift is both technology and tactile. And also,…
Diabetic Recipes
The Best Ideas for Diabetic Pound Cake

by admin June 11, 2019

by admin June 11, 2019

The Best Ideas for Diabetic Pound Cake .This must offer you a healthy as well as well…
Anniversary Gift Ideas
Top 20 2nd Anniversary Gift Ideas Cotton

by admin June 11, 2019

by admin June 11, 2019

Top 20 2nd Anniversary Gift Ideas Cotton .Please your beloved spouse by gifting an attractive personalized cake…
Christmas Party Ideas
25 Of the Best Ideas for Ideas for Christmas Party at Workplace

by admin June 11, 2019

by admin June 11, 2019

25 Of the Best Ideas for Ideas for Christmas Party at Workplace . Begin your party planning…
Bathroom Ideas
25 Best Of Tiny Bathroom Design

by admin June 11, 2019

by admin June 11, 2019

25 Best Of Tiny Bathroom Design .When you think about white as well as modern, this is…
Anklets
20 Best Anklet Leather

by admin June 11, 2019

by admin June 11, 2019

20 Best Anklet Leather .Anklets were worn as an everyday ornament by Egyptian females of all social…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?