Home, Family, Style and Art Ideas

Gift Ideas For Couples
20 Of the Best Ideas for Gift Ideas for Engagement Couple

by admin June 13, 2019

by admin June 13, 2019

20 Of the Best Ideas for Gift Ideas for Engagement Couple .Locating presents for pairs is a…
Birthday Decoration Ideas
23 Best Ideas Monkey Birthday Decorations

by admin June 13, 2019

by admin June 13, 2019

23 Best Ideas Monkey Birthday Decorations . That’s why Event City provides a substantial choice of birthday…
Mothers Day Quotes
Top 35 Lost Mother Quotes

by admin June 13, 2019

by admin June 13, 2019

Top 35 Lost Mother Quotes .Mother’s Day is the special season when you get to celebrate your…
Birthday Quote Ideas
Top 35 Happy Birthday Grandson Quotes

by admin June 13, 2019

by admin June 13, 2019

Top 35 Happy Birthday Grandson Quotes .Sending birthday introductions has ended up being an essential custom these…
Firepit Ideas
22 Exellent Deck Gas Fire Pit

by admin June 13, 2019

by admin June 13, 2019

22 Exellent Deck Gas Fire Pit .There are actually a whole lot of trendy options out there…
Bedroom Ideas
23 Captivating Small Bedroom Desks

by admin June 13, 2019

by admin June 13, 2019

23 Captivating Small Bedroom Desks .If you need a room transformation however put on t assume you…
Firepit Ideas
22 Superb Outdoor Fire Pit Table

by admin June 13, 2019

by admin June 13, 2019

22 Superb Outdoor Fire Pit Table .From portable, enclosed outdoor fire places (that are still s’mores deserving!)…
St. Patrick's Day Recipes
Top 22 Saint Patricks Day Desserts

by admin June 13, 2019

by admin June 13, 2019

Top 22 Saint Patricks Day Desserts .Patrick’s Day is simply nearby. I’ve been preparing a few Irish-inspired…
Gift Ideas For Boyfriend
Top 25 Valentines Gift Ideas for Boyfriends

by admin June 13, 2019

by admin June 13, 2019

Top 25 Valentines Gift Ideas for Boyfriends .If your man’s seeking an awesome, thoughtful present soon, we…
DIY Craft for Preschoolers Ideas
Best 25 Free Crafts for Preschoolers

by admin June 13, 2019

by admin June 13, 2019

Best 25 Free Crafts for Preschoolers . Daily Recreation has a variety of cute crafts for toddlers.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?