Home, Family, Style and Art Ideas

Baby Shower Party
25 Best Party themes for 1 Year Old Baby Girl

by admin January 16, 2024

by admin January 16, 2024

25 Best Party themes for 1 Year Old Baby Girl .The baby shower is a family’s first…
Updo Hairstyles
21 Of the Best Ideas for African American Updo Hairstyles

by admin January 16, 2024

by admin January 16, 2024

21 Of the Best Ideas for African American Updo Hairstyles .The hairstyles that have come to be…
Prom Hairstyles
The top 21 Ideas About Pretty Hairstyles for Prom

by admin January 16, 2024

by admin January 16, 2024

The top 21 Ideas About Pretty Hairstyles for Prom .Very first thing you need to understand is…
Coloring Pages for Children
21 Of the Best Ideas for Coloring Pages Baby

by admin January 15, 2024

by admin January 15, 2024

21 Of the Best Ideas for Coloring Pages Baby .Have and come enjoyable with cost-free tinting pages…
Holiday Recipes
Best 20 Holiday Market Cakes

by admin January 15, 2024

by admin January 15, 2024

Best 20 Holiday Market Cakes .Right here, we have actually assembled our all-time preferred recipes so that…
Cute Hairstyles
22 Best Cute Date Hairstyles

by admin January 15, 2024

by admin January 15, 2024

22 Best Cute Date Hairstyles .There are different hair makeover devices online that guarantees to give you…
Wedding Flowers
The 23 Best Ideas for Wedding Flowers Milwaukee

by admin January 15, 2024

by admin January 15, 2024

The 23 Best Ideas for Wedding Flowers Milwaukee .Action is to locate a specialist wedding celebration florist.…
DIY Gift Ideas
30 Ideas for Diy Wine Gift Baskets Ideas

by admin January 14, 2024

by admin January 14, 2024

30 Ideas for Diy Wine Gift Baskets Ideas . I assume it is safe to say we…
Birthday Gift Ideas
Top 20 1st Birthday Gift Ideas for Niece

by admin January 14, 2024

by admin January 14, 2024

Top 20 1st Birthday Gift Ideas for Niece . So, right here at a person position, on…
Coloring Pages For Toddlers
The 20 Best Ideas for toddlers Coloring Pages

by admin January 14, 2024

by admin January 14, 2024

The 20 Best Ideas for toddlers Coloring Pages .I think I don t see coloring pages as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?