Home, Family, Style and Art Ideas

DIY Outdoor Ideas
Best 35 Outdoor Kitchen Diy

by admin June 22, 2019

by admin June 22, 2019

Best 35 Outdoor Kitchen Diy .Summertime is the period for enjoying everything outdoors and under the sun.…
Best Easter Ideas
25 Ideas for Easter Food

by admin June 22, 2019

by admin June 22, 2019

25 Ideas for Easter Food .They can additionally be accompanied with impact up eggs, celebrities and also…
Best Easter Ideas
25 Ideas for whole Food Easter Menu

by admin June 22, 2019

by admin June 22, 2019

25 Ideas for whole Food Easter Menu .Easter is simply around the bend and also undoubtedly you…
Tea Party Ideas
Best 30 Team Party Ideas

by admin June 22, 2019

by admin June 22, 2019

Best 30 Team Party Ideas .Few tea party ideas are as important as tea! The key to…
Pool Party Ideas
23 Best Ideas Pool Party Games Ideas

by admin June 22, 2019

by admin June 22, 2019

23 Best Ideas Pool Party Games Ideas . A summertime Olympics-themed pool party is an additional fun…
Mother's Day Recipes
The Best Ideas for Mother's Day Dessert

by admin June 22, 2019

by admin June 22, 2019

The Best Ideas for Mother&#039;s Day Dessert .If you’re truly aiming to thrill Granny, give this recipe…
Valentine's Day Recipes
20 Best Valentine's Dinner Ideas for Family

by admin June 22, 2019

by admin June 22, 2019

20 Best Valentine&#039;s Dinner Ideas for Family .Eating Richly + Cookies & Cups Sure, a charming dinner…
Inspirational Quotes
Top 24 Change Inspirational Quotes

by admin June 22, 2019

by admin June 22, 2019

Top 24 Change Inspirational Quotes .Put life in perspective with with some short yet sage items of…
Sheet Pan Dinner Recipes
Best 25 Sheet Pan Pork Tenderloin

by admin June 22, 2019

by admin June 22, 2019

Best 25 Sheet Pan Pork Tenderloin .The humble sheet frying pan may be the greatest workhorse in…
St. Patrick's Day Recipes
22 Best Vegan St Patrick's Day Recipes

by admin June 22, 2019

by admin June 22, 2019

22 Best Vegan St Patrick&#039;s Day Recipes .Patrick’s Day is just around the bend. I have actually…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?