Home, Family, Style and Art Ideas

Baby Shower Gifts
21 Of the Best Ideas for Corner Stork Baby Gifts

by admin June 14, 2019

by admin June 14, 2019

21 Of the Best Ideas for Corner Stork Baby Gifts .A baby shower is a monumental celebration…
Kitchen Ideas
20 Perfect orange Backsplash Kitchen

by admin June 14, 2019

by admin June 14, 2019

20 Perfect orange Backsplash Kitchen . We weren’t even preparing a kitchen reno, however we are now.…
Wedding Veils
The Best Ideas for Wedding Veil Covering Face

by admin June 14, 2019

by admin June 14, 2019

The Best Ideas for Wedding Veil Covering Face .Tulle is the classic shroud material, although shoelace, satin,…
Curly Hairstyles
25 Best Ideas Down Curly Hairstyles

by admin June 14, 2019

by admin June 14, 2019

25 Best Ideas Down Curly Hairstyles .Simply remember that once you have a permanent, it should take…
Gift Ideas For Boyfriend
25 Best Gift Ideas for Boyfriend On Valentine's Day

by admin June 14, 2019

by admin June 14, 2019

25 Best Gift Ideas for Boyfriend On Valentine&#039;s Day . Has your darling been added pleasant recently?…
Bob Hairstyles
20 Best Ideas Back Of Short Bob Haircuts

by admin June 14, 2019

by admin June 14, 2019

20 Best Ideas Back Of Short Bob Haircuts .Bob hairstyle is one of the most trendy design…
Medium Hairstyles
24 Of the Best Ideas for Medium Female Haircuts

by admin June 14, 2019

by admin June 14, 2019

24 Of the Best Ideas for Medium Female Haircuts .The medium length hair is one that has…
Birthday Cake Ideas
20 Ideas for Fun Birthday Cakes

by admin June 14, 2019

by admin June 14, 2019

20 Ideas for Fun Birthday Cakes .An excellent birthday party scene is friends and also household gathered…
Anniversary Gift Ideas
20 Of the Best Ideas for Third Anniversary Gift Ideas

by admin June 14, 2019

by admin June 14, 2019

20 Of the Best Ideas for Third Anniversary Gift Ideas .On this day, you realize what a…
Romantic Quotes
23 Ideas for Romantic Harry Potter Quotes

by admin June 14, 2019

by admin June 14, 2019

23 Ideas for Romantic Harry Potter Quotes .The thing is that love provides us a ringside seat…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?