Home, Family, Style and Art Ideas

Best Valentines Day Ideas
The Best Valentines Day Bulletin Boards Ideas

by admin June 15, 2019

by admin June 15, 2019

The Best Valentines Day Bulletin Boards Ideas .A superb Valentines Day idea for your girlfriend can be…
DIY Plan Ideas
25 Best Diy Storage Bed Plans

by admin June 15, 2019

by admin June 15, 2019

25 Best Diy Storage Bed Plans .Something that you should remember is that before you start building…
Nail Styles
22 Best Ideas Easy Nail Styles

by admin June 15, 2019

by admin June 15, 2019

22 Best Ideas Easy Nail Styles .If you desire a shape other than your natural rounded one…
Birthday Gift Ideas
The top 20 Ideas About 55th Birthday Gift Ideas

by admin June 15, 2019

by admin June 15, 2019

The top 20 Ideas About 55th Birthday Gift Ideas . Pick out towards our large wide range…
Slow Cooker Recipes
Top 21 Slow Cooker Stuffed Bell Peppers

by admin June 15, 2019

by admin June 15, 2019

Top 21 Slow Cooker Stuffed Bell Peppers .If your slow-cooker isn’t currently your preferred thing ever before,…
Best Gift Ideas
21 Best Ideas Best Gift Ideas for Her

by admin June 15, 2019

by admin June 15, 2019

21 Best Ideas Best Gift Ideas for Her . Obtain a pair of these really great unisex…
Mothers Day Gift Ideas
30 Best Mother Of the Groom Gift Ideas

by admin June 15, 2019

by admin June 15, 2019

30 Best Mother Of the Groom Gift Ideas .The last thing any type of mother desires is…
Graduation Gift Ideas
Best 25 Gift Ideas for 5th Grade Graduation

by admin June 15, 2019

by admin June 15, 2019

Best 25 Gift Ideas for 5th Grade Graduation . Whether graduates are mosting likely to college, heading…
Anniversary Gift Ideas
Top 20 45 Year Anniversary Gift Ideas

by admin June 15, 2019

by admin June 15, 2019

Top 20 45 Year Anniversary Gift Ideas .You enjoy your partner and you despise them in some…
Romantic Quotes
23 Best Most Romantic Quotes

by admin June 15, 2019

by admin June 15, 2019

23 Best Most Romantic Quotes .The important things is that love gives us a ringside seat on…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?