Home, Family, Style and Art Ideas

Vegetarian Recipes
35 Ideas for Leek Recipes Vegetarian

by admin June 16, 2019

by admin June 16, 2019

35 Ideas for Leek Recipes Vegetarian .Make this traditional lunch favorite vegetarian by replacing the chicken with…
Wedding Cakes
The 23 Best Ideas for Wedding Cake Pans

by admin June 16, 2019

by admin June 16, 2019

The 23 Best Ideas for Wedding Cake Pans .There are a range of dishes for making butter…
Updo Hairstyles
The top 21 Ideas About Micro Braid Updo Hairstyles

by admin June 16, 2019

by admin June 16, 2019

The top 21 Ideas About Micro Braid Updo Hairstyles .The hairstyles that have actually come to be…
Motivational Quotes
30 Best Motivational Quotes About Failure

by admin June 16, 2019

by admin June 16, 2019

30 Best Motivational Quotes About Failure . What is it regarding motivational quotes that make them so…
Bedroom Ideas
30 Finest Rustic Industrial Bedroom

by admin June 16, 2019

by admin June 16, 2019

30 Finest Rustic Industrial Bedroom .Update your relaxed retreat s style in one fell swoop with this…
Best St. Patrick Day Ideas
The Best Ideas for St. Patrick's Day Activities for Kids

by admin June 16, 2019

by admin June 16, 2019

The Best Ideas for St. Patrick&#039;s Day Activities for Kids .Descendents of those that came in during…
Easter Recipes
24 Best Ideas Low Carb Easter Dinner

by admin June 16, 2019

by admin June 16, 2019

24 Best Ideas Low Carb Easter Dinner .For those of you not eating meat, here are extra…
Best Easter Ideas
The top 25 Ideas About Easter Resurrection Quotes

by admin June 16, 2019

by admin June 16, 2019

The top 25 Ideas About Easter Resurrection Quotes .Blow up rabbits are actually prominent these days as…
High Fiber Recipes
Top 24 Fiber In Pretzels

by admin June 15, 2019

by admin June 15, 2019

Top 24 Fiber In Pretzels .A fast, functional means to prepare couscous with summer veggies– zucchini, yellow…
Living Room Ideas
20 Luxurious Living Room Wall Cabinet

by admin June 15, 2019

by admin June 15, 2019

20 Luxurious Living Room Wall Cabinet .The areas were spare. Because our client’s entertaining style is laid-back…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?