Home, Family, Style and Art Ideas

Mother's Day Recipes
20 Ideas for Desserts for Mothers Day

by admin June 25, 2019

by admin June 25, 2019

20 Ideas for Desserts for Mothers Day .Mommy’s Day Recipes Make Mother pleased with a self-made gift…
Wedding Hairstyles
The Best Ideas for Wedding Hairstyles Down

by admin June 25, 2019

by admin June 25, 2019

The Best Ideas for Wedding Hairstyles Down .It should be noted that transforming to a brief hairstyle…
Mothers Day Gift Ideas
The 30 Best Ideas for Mother's Day Gift Ideas for Church Ladies

by admin June 25, 2019

by admin June 25, 2019

The 30 Best Ideas for Mother&#039;s Day Gift Ideas for Church Ladies .The last point any type…
Anniversary Gift Ideas
20 Ideas for 12th Anniversary Gift Ideas

by admin June 24, 2019

by admin June 24, 2019

20 Ideas for 12th Anniversary Gift Ideas .Please your beloved partner by gifting a gorgeous tailored cake…
Best St. Patrick Day Ideas
22 Best St Patrick's Day Lucky Quotes

by admin June 24, 2019

by admin June 24, 2019

22 Best St Patrick&#039;s Day Lucky Quotes .The majority of people expect to get gifts on Xmas,…
Mothers Day Gift Ideas
30 Ideas for Gift Ideas for Mother Day

by admin June 24, 2019

by admin June 24, 2019

30 Ideas for Gift Ideas for Mother Day .The last thing any mommy wants is a fistful…
Kids Party Ideas
Best 24 Christmas Game for Kids Party

by admin June 24, 2019

by admin June 24, 2019

Best 24 Christmas Game for Kids Party .Well, escape area puzzles are generally oriented on miss who…
Birthday Decoration Ideas
23 Best 90th Birthday Decorations

by admin June 24, 2019

by admin June 24, 2019

23 Best 90th Birthday Decorations . Balloons can be one of the most affordable and also straightforward…
Wedding Shoes
The Best Ideas for Shoes for Wedding Guest

by admin June 24, 2019

by admin June 24, 2019

The Best Ideas for Shoes for Wedding Guest .The new bride can select from a range of…
Wedding Hairstyles
23 Of the Best Ideas for Wedding Hairstyles for African American Hair

by admin June 24, 2019

by admin June 24, 2019

23 Of the Best Ideas for Wedding Hairstyles for African American Hair .There is a great deal…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?