Home, Family, Style and Art Ideas

Easter Party Ideas
The Best Ideas for Easter Party Food Ideas Pinterest

by admin June 16, 2019

by admin June 16, 2019

The Best Ideas for Easter Party Food Ideas Pinterest .Whether you have a little event or a…
Beach Wedding
The 23 Best Ideas for Unique Beach Wedding Dresses

by admin June 16, 2019

by admin June 16, 2019

The 23 Best Ideas for Unique Beach Wedding Dresses .There s a huge distinction between a ceremony…
Gift Ideas For Boyfriend
The Best Ideas for Gift Ideas for Deployed Boyfriend

by admin June 16, 2019

by admin June 16, 2019

The Best Ideas for Gift Ideas for Deployed Boyfriend .Perhaps his last gift to you was a…
DIY Craft for Kids Ideas
Top 20 Diy Kids Canopy

by admin June 16, 2019

by admin June 16, 2019

Top 20 Diy Kids Canopy .Whether your child likes crafts & arts or science experiments, we’ve got…
Birthday Party Ideas
Top 21 Birthday Party Ideas Colorado Springs

by admin June 16, 2019

by admin June 16, 2019

Top 21 Birthday Party Ideas Colorado Springs . Our Star or Super Star party plans are perfect…
Long Hairstyles
23 Ideas for Pretty Hairstyles for Long Hair

by admin June 16, 2019

by admin June 16, 2019

23 Ideas for Pretty Hairstyles for Long Hair .It is likewise important, particularly with long hair considering…
Mothers Day Quotes
35 Best Ideas Mother son Quotes

by admin June 16, 2019

by admin June 16, 2019

35 Best Ideas Mother son Quotes .Mom’s Day is the special time of year when you reach…
Mothers Day Quotes
35 Ideas for Quotes About Mother and Daughter

by admin June 16, 2019

by admin June 16, 2019

35 Ideas for Quotes About Mother and Daughter . Mommy’s Day arrive at Sunday, Might 12 this…
Kitchen Ideas
23 Cool White Kitchen Cabinet Styles

by admin June 16, 2019

by admin June 16, 2019

23 Cool White Kitchen Cabinet Styles .A small kitchen can be upsetting for some individuals, because it…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Diy Gift Ideas for Boyfriends

by admin June 16, 2019

by admin June 16, 2019

25 Of the Best Ideas for Diy Gift Ideas for Boyfriends .If your guy’s in need of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?