Home, Family, Style and Art Ideas

Wedding Hairstyles
20 Of the Best Ideas for Down Hairstyles for Wedding

by admin June 17, 2019

by admin June 17, 2019

20 Of the Best Ideas for Down Hairstyles for Wedding .It needs to be kept in mind…
Rings
The Best Ideas for Vintage Wedding Rings 1920

by admin June 17, 2019

by admin June 17, 2019

The Best Ideas for Vintage Wedding Rings 1920 .Interaction rings are the best expression of love, which…
Romantic Quotes
The 23 Best Ideas for Romantic Valentine Quote

by admin June 17, 2019

by admin June 17, 2019

The 23 Best Ideas for Romantic Valentine Quote .The important things is that love provides us a…
Best St. Patrick Day Ideas
22 Best St Patrick's Day Costume Ideas

by admin June 17, 2019

by admin June 17, 2019

22 Best St Patrick&#039;s Day Costume Ideas .With tongue in cheek every American that suches as a…
Mother's Day Recipes
The Best Mother's Day Desserts Pinterest

by admin June 17, 2019

by admin June 17, 2019

The Best Mother&#039;s Day Desserts Pinterest .Give this recipe a shot if you’re actually looking to thrill…
Birthday Gift Ideas
The Best 21st Birthday Gift Ideas for Daughter

by admin June 16, 2019

by admin June 16, 2019

The Best 21st Birthday Gift Ideas for Daughter .If you’re the moment a unique birthday gift, then…
Gift Ideas For Boys
23 Of the Best Ideas for Cheap Gift Ideas for Boys

by admin June 16, 2019

by admin June 16, 2019

23 Of the Best Ideas for Cheap Gift Ideas for Boys . This gift is component toy,…
Living Room Ideas
25 Thinks We Can Learn From This Floral Curtains for Living Room

by admin June 16, 2019

by admin June 16, 2019

25 Thinks We Can Learn From This Floral Curtains for Living Room .These curtains are developed to…
Fathers Day Gift Ideas
22 Ideas for Father Days Gift Ideas

by admin June 16, 2019

by admin June 16, 2019

22 Ideas for Father Days Gift Ideas .Father says he is easy-going as well as desires for…
Valentines Day Gift Ideas
The Best Gift Ideas for Her Valentines

by admin June 16, 2019

by admin June 16, 2019

The Best Gift Ideas for Her Valentines .You’re not a fundamental person. That means when February 14…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?