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Gift Ideas For Girlfriend
Top 35 Free Gift Ideas for Girlfriend

by admin June 26, 2019

by admin June 26, 2019

Top 35 Free Gift Ideas for Girlfriend .It doesn t need to be a birthday celebration, anniversary,…
Backyard Ideas
35 Excellent Backyard Grill Richmond Va Menu

by admin June 26, 2019

by admin June 26, 2019

35 Excellent Backyard Grill Richmond Va Menu .Are you prepared to provide your outside space an upgrade?…
Best St. Patrick Day Ideas
Best 22 St Patrick's Day Preschool Activities

by admin June 26, 2019

by admin June 26, 2019

Best 22 St Patrick&#039;s Day Preschool Activities .The Irish aren’t similar to individuals that Irish Americans make…
Gift Ideas For Boyfriend
The top 25 Ideas About Boyfriend Xmas Gift Ideas

by admin June 26, 2019

by admin June 26, 2019

The top 25 Ideas About Boyfriend Xmas Gift Ideas . If you are the smart or Do…
Love Quotes
20 Best Ideas Gay Love Quotes for Him

by admin June 25, 2019

by admin June 25, 2019

20 Best Ideas Gay Love Quotes for Him . When you have actually discovered the one person…
Marriage Quotes
The Best Ideas for islamic Marriage Quotes

by admin June 25, 2019

by admin June 25, 2019

The Best Ideas for islamic Marriage Quotes . Beforehand in my life, I had a broken spirit.…
Party Food Ideas
The 24 Best Ideas for Paw Patrol Party Food Ideas

by admin June 25, 2019

by admin June 25, 2019

The 24 Best Ideas for Paw Patrol Party Food Ideas .@[Chips and also dip is constantly a…
Romantic Quotes
Top 23 Romantic Quotes for Him

by admin June 25, 2019

by admin June 25, 2019

Top 23 Romantic Quotes for Him .The point is that love gives us a ringside seat on…
Easter Recipes
The top 24 Ideas About Eastern north Carolina Bbq Sauce Recipe

by admin June 25, 2019

by admin June 25, 2019

The top 24 Ideas About Eastern north Carolina Bbq Sauce Recipe .For those of you not consuming…
Mother's Day Recipes
20 Of the Best Ideas for Mother's Day Desserts

by admin June 25, 2019

by admin June 25, 2019

20 Of the Best Ideas for Mother&#039;s Day Desserts .Mommy’s Day Recipes Make Mom pleased with a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?