Home, Family, Style and Art Ideas

Birthday Party Inspirations
Best 30 Bounce Birthday Party

by admin June 19, 2019

by admin June 19, 2019

Best 30 Bounce Birthday Party . 1st Birthday Celebration Concepts >> Barnyard First Birthday Celebration Event Concepts…
Birthday Decoration Ideas
23 Best Ideas Yard Decorations for Birthdays

by admin June 19, 2019

by admin June 19, 2019

23 Best Ideas Yard Decorations for Birthdays . When it pertains to birthdays, you don’t always wish…
Beach Wedding
23 Ideas for Wedding Venues Palm Beach

by admin June 19, 2019

by admin June 19, 2019

23 Ideas for Wedding Venues Palm Beach .I think most of us that intend a beach wedding…
Bedroom Ideas
23 Insanely Chic Small Bedroom Furniture

by admin June 19, 2019

by admin June 19, 2019

23 Insanely Chic Small Bedroom Furniture . When enhancing little rooms, one of the most effective means…
Best Valentines Day Ideas
The 20 Best Ideas for Guy Gifts for Valentines Day

by admin June 19, 2019

by admin June 19, 2019

The 20 Best Ideas for Guy Gifts for Valentines Day .I imply Valentines Day. If you have…
Best Fathers Day Ideas
Top 20 Fathers Day Gifts for Grandpas

by admin June 19, 2019

by admin June 19, 2019

Top 20 Fathers Day Gifts for Grandpas .It’s specifically why it depends on you to offer your…
St. Patrick's Day Recipes
22 Ideas for St Patrick's Day Dinner

by admin June 19, 2019

by admin June 19, 2019

22 Ideas for St Patrick&#039;s Day Dinner .If you need a little added good luck exciting your…
Relationship Quotes
30 Best Ride or Die Relationship Quotes

by admin June 19, 2019

by admin June 19, 2019

30 Best Ride or Die Relationship Quotes .Relationships are like the tides: they ups and downs. And…
Inspirational Quotes
24 Ideas for Inspirational Quotes About Teachers

by admin June 19, 2019

by admin June 19, 2019

24 Ideas for Inspirational Quotes About Teachers . If you intend to have power, it’s your own…
Passover Recipes
The 23 Best Ideas for Passover Fish Recipes

by admin June 19, 2019

by admin June 19, 2019

The 23 Best Ideas for Passover Fish Recipes .Green is often hard to find by throughout Passover,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?