Home, Family, Style and Art Ideas

Birthday Party Ideas
Best 21 Mario Party Ideas Birthday

by admin June 19, 2019

by admin June 19, 2019

Best 21 Mario Party Ideas Birthday . Our Celebrity or Super Star party bundles are perfect for…
Women Hairstyles
The Best New Hairstyle 2020 for Women

by admin June 19, 2019

by admin June 19, 2019

The Best New Hairstyle 2020 for Women .Tool hairstyles are in truth, the safest as well as…
Mothers Day Gift Ideas
30 Best Ideas Easy Diy Mother's Day Gift Ideas

by admin June 19, 2019

by admin June 19, 2019

30 Best Ideas Easy Diy Mother&#039;s Day Gift Ideas .The last thing any kind of mom desires…
Inspirational Quotes
24 Best Fake Inspirational Quotes

by admin June 19, 2019

by admin June 19, 2019

24 Best Fake Inspirational Quotes . This is a quote that can come in useful if you’re…
Mothers Day Quotes
The 35 Best Ideas for Happy Mother's Day Quotes to All Mothers

by admin June 19, 2019

by admin June 19, 2019

The 35 Best Ideas for Happy Mother&#039;s Day Quotes to All Mothers .Mom’s Day is the special…
Anime Hairstyles
23 Best Ideas Short Anime Girl Hairstyles

by admin June 19, 2019

by admin June 19, 2019

23 Best Ideas Short Anime Girl Hairstyles .Usually, the most crucial personalities of the story will have…
Baby Shower Party
25 Best Ideas Baby Girl Party

by admin June 19, 2019

by admin June 19, 2019

25 Best Ideas Baby Girl Party .Common presents connected to babies include diapers, blankets, baby playthings, bottles,…
Birthday Gift Inspirations
The Best Ideas for Gift for Dad Birthday

by admin June 19, 2019

by admin June 19, 2019

The Best Ideas for Gift for Dad Birthday . Certain, you can pick something cool down of…
Bathroom Ideas
35 Fantastic Large Framed Bathroom Mirrors

by admin June 19, 2019

by admin June 19, 2019

35 Fantastic Large Framed Bathroom Mirrors .The makeovers featured over showcase MirrorMate’s line of customized mirror structures.…
Coloring Pages For Toddlers
The Best Ideas for Free toddler Coloring Pages

by admin June 19, 2019

by admin June 19, 2019

The Best Ideas for Free toddler Coloring Pages .My kids make use of (and also appreciate) the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?