Home, Family, Style and Art Ideas

Landscape Ideas
25 Finest Easy Outdoor Landscape

by admin June 21, 2019

by admin June 21, 2019

25 Finest Easy Outdoor Landscape .We have all the landscaping supplies you need to make your landscape…
Kitchen Ideas
20 Lovely Mosaic Kitchen Backsplash Ideas

by admin June 21, 2019

by admin June 21, 2019

20 Lovely Mosaic Kitchen Backsplash Ideas . Choosing tile for your backsplash can be a pleasurable stage…
Birthday Cake Ideas
Best 20 Dr Seuss Birthday Cake

by admin June 21, 2019

by admin June 21, 2019

Best 20 Dr Seuss Birthday Cake .Birthdays are incomplete without Cakes! The practice of cutting a cake…
Easter Party Ideas
The top 30 Ideas About Easter Party Snack Ideas

by admin June 20, 2019

by admin June 20, 2019

The top 30 Ideas About Easter Party Snack Ideas .Whether you have a small gathering or a…
Valentines Day Gift Ideas
Best 35 Valentines Day Ideas Gift Boyfriend

by admin June 20, 2019

by admin June 20, 2019

Best 35 Valentines Day Ideas Gift Boyfriend .Store from these thoughtful and also economical choices, and also…
Nail Colors
The top 22 Ideas About Autumn Nail Colors 2020

by admin June 20, 2019

by admin June 20, 2019

The top 22 Ideas About Autumn Nail Colors 2020 .When thinking about the colder season, you may…
Best Gift Ideas
21 Ideas for Best Friends Gift Ideas

by admin June 20, 2019

by admin June 20, 2019

21 Ideas for Best Friends Gift Ideas .Roasts are endlessly varied, ranging from the extensively liked single…
Gift Ideas For Couples
The 20 Best Ideas for 15 Year Anniversary Gift Ideas for Couples

by admin June 20, 2019

by admin June 20, 2019

The 20 Best Ideas for 15 Year Anniversary Gift Ideas for Couples .Locating presents for pairs is…
Diabetic Recipes
25 Ideas for Simple Diabetic Recipes

by admin June 20, 2019

by admin June 20, 2019

25 Ideas for Simple Diabetic Recipes .This ought to offer you a healthy and balanced dinner that…
Nail Styles
The Best Ideas for Nail Styles Names

by admin June 20, 2019

by admin June 20, 2019

The Best Ideas for Nail Styles Names .If you have longer nails as well as want a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?