Home, Family, Style and Art Ideas

Prom Hairstyles
Best 21 Prom Hairstyles for Thin Hair

by admin June 21, 2019

by admin June 21, 2019

Best 21 Prom Hairstyles for Thin Hair .You likewise have to consider the form of your face…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Gift Ideas for My Boyfriend

by admin June 21, 2019

by admin June 21, 2019

25 Of the Best Ideas for Gift Ideas for My Boyfriend .Maybe his last gift to you…
Mothers Day Quotes
35 Of the Best Ideas for Quote About Mothers

by admin June 21, 2019

by admin June 21, 2019

35 Of the Best Ideas for Quote About Mothers . Mommy’s Day arrive on Sunday, Might 12…
Best Easter Ideas
The Best Easter Crafts for Sunday School Preschoolers

by admin June 21, 2019

by admin June 21, 2019

The Best Easter Crafts for Sunday School Preschoolers .The majority of people enjoy to embellish the beyond…
Best Fathers Day Ideas
20 Of the Best Ideas for Funny Fathers Day Quotes

by admin June 21, 2019

by admin June 21, 2019

20 Of the Best Ideas for Funny Fathers Day Quotes .It’s precisely why it’s up to you…
Kids Room Ideas
23 Stylish Desk Lamps for Kids' Rooms

by admin June 21, 2019

by admin June 21, 2019

23 Stylish Desk Lamps for Kids&#039; Rooms .Youngsters’ rooms need to be full of kids s furnishings.…
Best St. Patrick Day Ideas
22 Ideas for St Patrick's Day Food Recipes

by admin June 21, 2019

by admin June 21, 2019

22 Ideas for St Patrick&#039;s Day Food Recipes .With tongue in cheek every American who likes a…
Landscape Ideas
35 Luxury Backyard Fence Decor Ideas

by admin June 21, 2019

by admin June 21, 2019

35 Luxury Backyard Fence Decor Ideas .A backyard is an extension of what’s taking place inside our…
Mothers Day Quotes
The Best Ideas for Mother Daughter Quote Tattoos

by admin June 21, 2019

by admin June 21, 2019

The Best Ideas for Mother Daughter Quote Tattoos .Mom’s Day is the unique season when you reach…
Mothers Day Quotes
35 Best Ideas Saint Mother Teresa Quotes

by admin June 21, 2019

by admin June 21, 2019

35 Best Ideas Saint Mother Teresa Quotes .Mommy’s Day is the unique time of year when you…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?