Home, Family, Style and Art Ideas

Best Valentines Day Ideas
20 Ideas for Gifts for Valentines Day for Him

by admin July 4, 2019

by admin July 4, 2019

20 Ideas for Gifts for Valentines Day for Him .There are thousands of valentine day ideas to…
Coloring Pages For Girls
Top 25 Girls Scout Cookie Coloring Pages

by admin July 4, 2019

by admin July 4, 2019

Top 25 Girls Scout Cookie Coloring Pages . In this group, you will discover outstanding Coloring Pages…
Paleo Recipes
The 22 Best Ideas for Paleo Brownies In A Mug

by admin July 4, 2019

by admin July 4, 2019

The 22 Best Ideas for Paleo Brownies In A Mug .To start on the paleo diet, check…
Glitter Nails
25 Best Glitter Press On Nails

by admin July 4, 2019

by admin July 4, 2019

25 Best Glitter Press On Nails .This ombre design is best for you if you have a…
Gifts for Kids
22 Of the Best Ideas for Get Well Gift Baskets for Kids

by admin July 4, 2019

by admin July 4, 2019

22 Of the Best Ideas for Get Well Gift Baskets for Kids .There are whole lots of…
Kitchen Ideas
20 Amazing Kitchen Remodeling Contractor San Diego

by admin July 4, 2019

by admin July 4, 2019

20 Amazing Kitchen Remodeling Contractor San Diego .homeowners Woodwyn Koons and Dmitri Siegel picked to accent their…
Bathroom Ideas
24 Lovely Bathroom Mosaic Tile Backsplash

by admin July 4, 2019

by admin July 4, 2019

24 Lovely Bathroom Mosaic Tile Backsplash .You currently understand ceramic tile is best for the bathroom, but…
Kids Room Décor Ideas
Best 23 Kids Game Room Ideas

by admin July 4, 2019

by admin July 4, 2019

Best 23 Kids Game Room Ideas .The shades presented on this site are a measure and also…
Wedding Gifts
24 Of the Best Ideas for Third Wedding Anniversary Gift Ideas

by admin July 4, 2019

by admin July 4, 2019

24 Of the Best Ideas for Third Wedding Anniversary Gift Ideas .The brand-new couple will load this…
Gift Ideas For Boyfriend
25 Best Ideas Holiday Gift Ideas for Boyfriend

by admin July 4, 2019

by admin July 4, 2019

25 Best Ideas Holiday Gift Ideas for Boyfriend .Perhaps his last gift to you was a dud…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?