Home, Family, Style and Art Ideas

Nail Ideas
23 Best Ideas Nail Ideas for Short Nails

by admin July 6, 2019

by admin July 6, 2019

23 Best Ideas Nail Ideas for Short Nails .Specifically, to the nail beauty parlor. We’ve rounded up…
Bathroom Ideas
25 Modern Small Bathroom Designs with Tub

by admin July 6, 2019

by admin July 6, 2019

25 Modern Small Bathroom Designs with Tub .A bathroom doesn’t need to be lavish to look terrific.…
Mermaid Party Ideas
The Best Ideas for Ariel Little Mermaid Birthday Party Ideas

by admin July 6, 2019

by admin July 6, 2019

The Best Ideas for Ariel Little Mermaid Birthday Party Ideas . Actually, this mermaid trend has legs.…
Education Quotes
35 Best Martin Luther Quotes On Education

by admin July 6, 2019

by admin July 6, 2019

35 Best Martin Luther Quotes On Education .Education and learning is maybe one of the most essential…
Easter Recipes
Top 24 Italian Easter Dinner Traditions

by admin July 6, 2019

by admin July 6, 2019

Top 24 Italian Easter Dinner Traditions .For those of you not eating meat, right here are greater…
Women Hairstyles
Top 20 Cute Womens Haircuts 2020

by admin July 6, 2019

by admin July 6, 2019

Top 20 Cute Womens Haircuts 2020 .Hairstyles of women had actually achieved broad variations from time to…
Storage Ideas
23 Best Of Armed Storage Bench

by admin July 6, 2019

by admin July 6, 2019

23 Best Of Armed Storage Bench .Entranceway Storage space Benches A storage space bench in the entranceway…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Valentine Gift Ideas for Boyfriends

by admin July 6, 2019

by admin July 6, 2019

25 Of the Best Ideas for Valentine Gift Ideas for Boyfriends . Has your sweetheart been added…
Best Memorial Day Ideas
Top 23 Memorial Day Free Food for Military Near Me

by admin July 6, 2019

by admin July 6, 2019

Top 23 Memorial Day Free Food for Military Near Me .On Memorial Day, we memorialize not only…
Kids Party Ideas
The 24 Best Ideas for Children Party Entertainment Nj

by admin July 6, 2019

by admin July 6, 2019

The 24 Best Ideas for Children Party Entertainment Nj .Food preparation course. Well, there is no requirement…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?