Home, Family, Style and Art Ideas

Quotes for Kids
20 Best Ideas My Kids Quote

by admin July 7, 2019

by admin July 7, 2019

20 Best Ideas My Kids Quote .People from every profession have something to state regarding kids. These…
DIY Hair Ideas
The Best Ideas for Best Diy Hair Mask for Damaged Hair

by admin July 7, 2019

by admin July 7, 2019

The Best Ideas for Best Diy Hair Mask for Damaged Hair . Utilizing these DIY hair masks…
Gift Ideas For Girlfriend
Best 35 Good Gift Ideas for Girlfriend

by admin July 7, 2019

by admin July 7, 2019

Best 35 Good Gift Ideas for Girlfriend .It doesn t need to be a birthday, anniversary, or…
Marriage Quotes
The 25 Best Ideas for Marriage Proposal Quotes

by admin July 7, 2019

by admin July 7, 2019

The 25 Best Ideas for Marriage Proposal Quotes .The genuine act of marital relationship takes place in…
Birthday Gift Ideas
The 20 Best Ideas for 45th Birthday Gift Ideas for Her

by admin July 7, 2019

by admin July 7, 2019

The 20 Best Ideas for 45th Birthday Gift Ideas for Her . So, listed here at just…
Instant Pot Recipes
25 Best Ideas whole Frozen Chicken Instant Pot

by admin July 7, 2019

by admin July 7, 2019

25 Best Ideas whole Frozen Chicken Instant Pot .Lots of people use keto as a method to…
Nail Ideas
The 23 Best Ideas for Halloween Nail Ideas

by admin July 7, 2019

by admin July 7, 2019

The 23 Best Ideas for Halloween Nail Ideas .There are the classics, like pumpkins and cute deer,…
Wedding Makeup
The 25 Best Ideas for Makeup for Wedding Guest

by admin July 7, 2019

by admin July 7, 2019

The 25 Best Ideas for Makeup for Wedding Guest .Because there’s a likelihood you haven’t been getting…
Beautiful Nails
The Best Pretty Nails Fresno Ca

by admin July 7, 2019

by admin July 7, 2019

The Best Pretty Nails Fresno Ca .Lovely Nails & Body Hair salon brings an exclusive, indulgent and…
Mothers Day Gift Ideas
The 30 Best Ideas for Gift Ideas for Grandmothers Birthday

by admin July 7, 2019

by admin July 7, 2019

The 30 Best Ideas for Gift Ideas for Grandmothers Birthday .The last thing any mother desires is…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?