Home, Family, Style and Art Ideas

Motivational Quotes
Top 30 Motivational Sport Quotes

by admin July 8, 2019

by admin July 8, 2019

Top 30 Motivational Sport Quotes . Failing isn’t always concerning learning to be better, quicker or more…
Baby Shower Gift Ideas
30 Best Baby Gender Reveal Gift Ideas

by admin July 8, 2019

by admin July 8, 2019

30 Best Baby Gender Reveal Gift Ideas .It s a creature, it s a bath mitt, it…
Dinner Recipes
The Best Ideas for Saturday Dinner Ideas

by admin July 8, 2019

by admin July 8, 2019

The Best Ideas for Saturday Dinner Ideas .For a fast meal that’s reduced in carbohydrates however large…
Pins
The 23 Best Ideas for Pins Caseros

by admin July 8, 2019

by admin July 8, 2019

The 23 Best Ideas for Pins Caseros .Sparkling crystals adorn these enjoys costume jewelry brooch pins so…
Anniversary Gift Ideas
20 Ideas for 3 Year Anniversary Gift Ideas for Him

by admin July 8, 2019

by admin July 8, 2019

20 Ideas for 3 Year Anniversary Gift Ideas for Him .You like your spouse as well as…
Easter Party Ideas
30 Best Easter Egg Dying Party Ideas

by admin July 8, 2019

by admin July 8, 2019

30 Best Easter Egg Dying Party Ideas .Whether you have a tiny celebration or a big family…
Friendship Quotes
Top 21 Shakespeare Friendship Quotes

by admin July 8, 2019

by admin July 8, 2019

Top 21 Shakespeare Friendship Quotes .Whether you’ve understood your bestie for years or your web link is…
Glitter Nails
Best 25 Gel Nails with Glitter Tips

by admin July 8, 2019

by admin July 8, 2019

Best 25 Gel Nails with Glitter Tips .If you have a difficult time making each nail look…
Anniversary Gift Ideas
The top 20 Ideas About Fifth Anniversary Gift Ideas for Him

by admin July 8, 2019

by admin July 8, 2019

The top 20 Ideas About Fifth Anniversary Gift Ideas for Him .Please your precious partner by gifting…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for Two Year Old Boy

by admin July 8, 2019

by admin July 8, 2019

20 Ideas for Birthday Gift Ideas for Two Year Old Boy . So, listed here at 1…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?