Home, Family, Style and Art Ideas

Thanksgiving Quotes
Best 30 Thanksgiving Quotes Letter Board

by admin July 8, 2019

by admin July 8, 2019

Best 30 Thanksgiving Quotes Letter Board .” One of my most remarkable Thanksgiving memories was possibly the…
Rings
The 21 Best Ideas for Light Up Diamond Rings

by admin July 8, 2019

by admin July 8, 2019

The 21 Best Ideas for Light Up Diamond Rings .Involvement rings are the supreme expression of love,…
Low Cholesterol Recipes
35 Ideas for Low Cholesterol Chicken Breast Recipes

by admin July 8, 2019

by admin July 8, 2019

35 Ideas for Low Cholesterol Chicken Breast Recipes .Fish can be lean or fatty, but it’s still…
Birthday Invitation Ideas
The top 25 Ideas About Surprise Birthday Invitation

by admin July 8, 2019

by admin July 8, 2019

The top 25 Ideas About Surprise Birthday Invitation .If you’re planning an unique birthday celebration for your…
Wedding Hairstyles
The top 23 Ideas About Wedding Hairstyle with Veil

by admin July 8, 2019

by admin July 8, 2019

The top 23 Ideas About Wedding Hairstyle with Veil .A female’s big day is among one of…
Long Hairstyles
The Best Long Hair Cut for Men

by admin July 8, 2019

by admin July 8, 2019

The Best Long Hair Cut for Men .So you’ve desired different long hairstyles given that back in…
Marriage Quotes
25 Best Ideas Marriage Prayer Quotes

by admin July 8, 2019

by admin July 8, 2019

25 Best Ideas Marriage Prayer Quotes . Early on in my life, I had a busted soul.…
Valentines Day Gift Ideas
35 Of the Best Ideas for Valentines Gift Ideas

by admin July 8, 2019

by admin July 8, 2019

35 Of the Best Ideas for Valentines Gift Ideas .You’re not a basic individual. That suggests when…
Nail Ideas
The top 23 Ideas About toe Nail Ideas for Summer

by admin July 8, 2019

by admin July 8, 2019

The top 23 Ideas About toe Nail Ideas for Summer .Particularly, to the nail beauty parlor. We…
Anniversary Gift Ideas
Best 20 10 Year Anniversary Gift Ideas Men

by admin July 8, 2019

by admin July 8, 2019

Best 20 10 Year Anniversary Gift Ideas Men .Please your precious spouse by gifting a gorgeous personalized…

1
…
1,410
1,411
1,412
1,413
1,414
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?