Home, Family, Style and Art Ideas

Coloring Pages for Children
21 Ideas for Christmas Coloring Pictures for Kids

by admin July 9, 2019

by admin July 9, 2019

21 Ideas for Christmas Coloring Pictures for Kids .Super tinting – complimentary tinting web pages for children,…
Nail Designs
Top 20 Easy Nail Designs 2020

by admin July 9, 2019

by admin July 9, 2019

Top 20 Easy Nail Designs 2020 .If you are looking for a subdued gel nail concept, these…
Wedding Venues
Top 22 Wedding Venues In Vermont

by admin July 9, 2019

by admin July 9, 2019

Top 22 Wedding Venues In Vermont .Naturally, the style of place straight effects on the design of…
Instant Pot Recipes
Top 25 Instant Pot Stew Meat Recipes

by admin July 9, 2019

by admin July 9, 2019

Top 25 Instant Pot Stew Meat Recipes .Many people make use of keto as a means to…
Passover Recipes
23 Best Vegetarian Passover Recipes

by admin July 9, 2019

by admin July 9, 2019

23 Best Vegetarian Passover Recipes .Environment-friendly is usually difficult ahead by throughout Passover, though a lot of…
Birthday Decoration Ideas
Best 23 Golden Birthday Decorations

by admin July 9, 2019

by admin July 9, 2019

Best 23 Golden Birthday Decorations . Balloons can be one of the most cost-effective as well as…
St. Patrick's Day Recipes
The top 22 Ideas About St Patrick's Day Birthday Cake

by admin July 9, 2019

by admin July 9, 2019

The top 22 Ideas About St Patrick&#039;s Day Birthday Cake .Patrick’s Day is simply around the corner.…
Glitter Nails
25 Best Glitter toe Nail Designs

by admin July 9, 2019

by admin July 9, 2019

25 Best Glitter toe Nail Designs .For nails that beam brighter than Bellatrix’s safe at Gringotts, you…
Love Quotes
The Best Up Love Quotes

by admin July 9, 2019

by admin July 9, 2019

The Best Up Love Quotes . When you have actually located the one person that makes your…
Funny Birthday Ideas
The Best Birthday Greetings Funny

by admin July 9, 2019

by admin July 9, 2019

The Best Birthday Greetings Funny . When an absurd Hallmark birthday card just will not do, Pleased…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?