Home, Family, Style and Art Ideas

Wedding Cakes
23 Of the Best Ideas for Rainbow Wedding Cakes

by admin July 1, 2024

by admin July 1, 2024

23 Of the Best Ideas for Rainbow Wedding Cakes .The wedding cake is among the major components…
DIY Craft for Adult Ideas
20 Of the Best Ideas for Diy Backyard Games for Adults

by admin July 1, 2024

by admin July 1, 2024

20 Of the Best Ideas for Diy Backyard Games for Adults . Another of my favored craft…
Prom Hairstyles
Best 21 Prom Hairstyle Tumblr

by admin July 1, 2024

by admin July 1, 2024

Best 21 Prom Hairstyle Tumblr .You also need to take into consideration the shape of your face…
Coloring Pages for Children
The Best Baby Blue Food Coloring

by admin June 30, 2024

by admin June 30, 2024

The Best Baby Blue Food Coloring .We have some actually terrific tinting web pages for this winter…
Nail Designs
20 Best Nail Designs Stiletto

by admin June 30, 2024

by admin June 30, 2024

20 Best Nail Designs Stiletto .If you are looking for a suppressed gel nail suggestion, these are…
Tea Party Ideas
30 Ideas for Tea Party Dress Ideas

by admin June 30, 2024

by admin June 30, 2024

30 Ideas for Tea Party Dress Ideas .Couple of tea ceremony ideas are as important as tea!…
Graduation Party Ideas
The top 35 Ideas About Planning A Graduation Party Ideas

by admin June 30, 2024

by admin June 30, 2024

The top 35 Ideas About Planning A Graduation Party Ideas .No issue if you consider on your…
Natural Hairstyles
24 Best Ideas Natural Hairstyles for Beginners

by admin June 29, 2024

by admin June 29, 2024

24 Best Ideas Natural Hairstyles for Beginners .There are a lot of toxic substances we get from…
Bathroom Ideas
22 Delightful Small Master Bathroom Ideas

by admin June 29, 2024

by admin June 29, 2024

22 Delightful Small Master Bathroom Ideas .A shiny blue master bathroom gain from high, curved ceilings, which…
Gifts for Kids
The 22 Best Ideas for Homemade Kids Gift

by admin June 29, 2024

by admin June 29, 2024

The 22 Best Ideas for Homemade Kids Gift .We additionally have gifts for teenager kids and also…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?