Home, Family, Style and Art Ideas

Gift Ideas For Boyfriend
The top 25 Ideas About Unique Christmas Gift Ideas for Boyfriend

by admin January 26, 2024

by admin January 26, 2024

The top 25 Ideas About Unique Christmas Gift Ideas for Boyfriend . If you are the crafty…
Graduation Party Ideas
35 Best College Graduation Party Ideas for Guys

by admin January 25, 2024

by admin January 25, 2024

35 Best College Graduation Party Ideas for Guys . Provide your graduate a grand send-off by having…
Birthday Decoration Ideas
23 Ideas for Baby Girl 1st Birthday Decoration Ideas

by admin January 25, 2024

by admin January 25, 2024

23 Ideas for Baby Girl 1st Birthday Decoration Ideas . Balloons can be one of the most…
DIY Craft for Preschoolers Ideas
25 Best Ideas Fun Craft for Preschoolers

by admin January 25, 2024

by admin January 25, 2024

25 Best Ideas Fun Craft for Preschoolers . Considering that springtime is the time for revival as…
Nail Art
The top 21 Ideas About Klutz Nail Art Craft Kit

by admin January 25, 2024

by admin January 25, 2024

The top 21 Ideas About Klutz Nail Art Craft Kit .Toenail art is an innovative means to…
Wedding Rings
Best 22 Wedding Ring Bearer

by admin January 24, 2024

by admin January 24, 2024

Best 22 Wedding Ring Bearer .Prior to you and your fianc set foot in a precious jewelry…
Unicorn Party Ideas
The Best Unicorn Party Food Ideas Pony Tails

by admin January 24, 2024

by admin January 24, 2024

The Best Unicorn Party Food Ideas Pony Tails .@[If you’re trying to find unicorn party ideas, you…
Wedding Shoes
Top 24 Macy's Wedding Shoes

by admin January 24, 2024

by admin January 24, 2024

Top 24 Macy&#039;s Wedding Shoes .The new bride can pick from a range of wedding or night…
Holiday Party Ideas
Best 21 Fun Ideas for Holiday Party

by admin January 24, 2024

by admin January 24, 2024

Best 21 Fun Ideas for Holiday Party . A holiday celebration that delights inside out is one…
Best St. Patrick Day Ideas
22 Best Ideas St Patrick's Day Outfit Ideas

by admin January 23, 2024

by admin January 23, 2024

22 Best Ideas St Patrick&#039;s Day Outfit Ideas .So with tongue in cheek every American who suches…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?