Home, Family, Style and Art Ideas

Best Valentines Day Ideas
The top 20 Ideas About Valentines Day Gifts for Him 2016

by admin July 9, 2019

by admin July 9, 2019

The top 20 Ideas About Valentines Day Gifts for Him 2016 .The traditional suggestions are still great…
Bedroom Ideas
35 Extraordinary Bedroom Furniture Wall Units

by admin July 9, 2019

by admin July 9, 2019

35 Extraordinary Bedroom Furniture Wall Units .Wall d cor – including wall art, wall surface accents, and…
Valentines Day Gift Ideas
Top 35 Valentine Class Gift Ideas

by admin July 9, 2019

by admin July 9, 2019

Top 35 Valentine Class Gift Ideas .Shop from these thoughtful and also affordable picks, as well as…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Gift Ideas Your Girlfriend

by admin July 9, 2019

by admin July 9, 2019

35 Of the Best Ideas for Gift Ideas Your Girlfriend .It doesn t need to be a…
Anniversary Quotes
22 Ideas for 10th Anniversary Quotes

by admin July 9, 2019

by admin July 9, 2019

22 Ideas for 10th Anniversary Quotes .That does not mean it’s always easy to find up with…
Best Pi Day Ideas
21 Of the Best Ideas for Pi Day Activities for Preschoolers

by admin July 9, 2019

by admin July 9, 2019

21 Of the Best Ideas for Pi Day Activities for Preschoolers .Pi Day is celebrated on March…
Birthday Card Ideas
Top 22 Stampin Up Birthday Cards

by admin July 9, 2019

by admin July 9, 2019

Top 22 Stampin Up Birthday Cards .Pop out birthday cards don’t need to consist of a bundle…
Birthday Party Inspirations
Best 30 40th Birthday Party Ideas for Men

by admin July 9, 2019

by admin July 9, 2019

Best 30 40th Birthday Party Ideas for Men .Host the Ultimate Celebration with Themed Birthday Celebration Event…
Casserole Recipes
The 24 Best Ideas for Paula Dean Tuna Casserole

by admin July 9, 2019

by admin July 9, 2019

The 24 Best Ideas for Paula Dean Tuna Casserole .If you have not found the appeal of…
Graduation Quotes
Best 20 Best Friend Graduation Quotes

by admin July 9, 2019

by admin July 9, 2019

Best 20 Best Friend Graduation Quotes . Below are some funny college graduation quotes to keep things…

1
…
1,407
1,408
1,409
1,410
1,411
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?