Home, Family, Style and Art Ideas

Thank You Gift Ideas
21 Of the Best Ideas for Thank You Coach Gift Ideas

by admin July 10, 2019

by admin July 10, 2019

21 Of the Best Ideas for Thank You Coach Gift Ideas .When an unique a person exceeds…
Best Pi Day Ideas
Best 21 Creative Pi Day Ideas

by admin July 10, 2019

by admin July 10, 2019

Best 21 Creative Pi Day Ideas .Pi (p) Day Established in 1988 at the Exploratorium, Pi (p)…
Marriage Quotes
25 Best Successful Marriage Quotes

by admin July 10, 2019

by admin July 10, 2019

25 Best Successful Marriage Quotes . I have a best friend as a hubby, and he is…
Love Quotes
The Best Long Love Quotes

by admin July 10, 2019

by admin July 10, 2019

The Best Long Love Quotes . If the love holds true as well as destined to be,…
Easter Recipes
The 24 Best Ideas for whole Foods Easter Ham

by admin July 10, 2019

by admin July 10, 2019

The 24 Best Ideas for whole Foods Easter Ham .For those of you not eating meat, right…
Best Pi Day Ideas
The Best Ideas for Pi Day Celebration Activities

by admin July 10, 2019

by admin July 10, 2019

The Best Ideas for Pi Day Celebration Activities .Pi (p) Day Founded in 1988 at the Exploratorium,…
Nail Art
Best 21 Ocean Nail Art

by admin July 10, 2019

by admin July 10, 2019

Best 21 Ocean Nail Art .Toenail art is an imaginative means to paint, embellish, boost, and decorate…
Kids Room Ideas
35 Fascinating Small Kids Table and Chairs

by admin July 10, 2019

by admin July 10, 2019

35 Fascinating Small Kids Table and Chairs .Aid your little ones feel like miss with someplace comfortable…
Lamb Recipes
The Best Ideas for Lamb Side Dishes

by admin July 10, 2019

by admin July 10, 2019

The Best Ideas for Lamb Side Dishes .The spiced lamb in these stuffed pita pockets goes perfectly…
Best Valentines Day Ideas
The Best Ideas for Gifts for Him Valentines Day

by admin July 10, 2019

by admin July 10, 2019

The Best Ideas for Gifts for Him Valentines Day .Yes, the charming day is close. I indicate…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?