Home, Family, Style and Art Ideas

Little Girl Hairstyles
20 Of the Best Ideas for Fun Little Girl Hairstyles

by admin July 11, 2019

by admin July 11, 2019

20 Of the Best Ideas for Fun Little Girl Hairstyles .There are so numerous different hairstyles for…
Nail Art
Best 21 Nail Art Greensboro Nc

by admin July 11, 2019

by admin July 11, 2019

Best 21 Nail Art Greensboro Nc .Nail art is a creative method to repaint, enhance, improve, and…
Halloween Party Ideas
23 Ideas for Tween Halloween Party Ideas

by admin July 11, 2019

by admin July 11, 2019

23 Ideas for Tween Halloween Party Ideas .Trick-or-treating as well as pulling with each other the perfect…
Microwave Recipes
The Best Ideas for Cook Spaghetti In Microwave

by admin July 11, 2019

by admin July 11, 2019

The Best Ideas for Cook Spaghetti In Microwave .Few people would put “crispy” and “microwave” in the…
Salad Recipes
Best 20 Salad Shrimp Recipe

by admin July 10, 2019

by admin July 10, 2019

Best 20 Salad Shrimp Recipe .Right now of year, create is so good on its own that…
Kids Hairstyle Ideas
23 Ideas for Baby Hair Removal

by admin July 10, 2019

by admin July 10, 2019

23 Ideas for Baby Hair Removal .This fashionable haircut has a whole lot going all out. With…
Kitchen Ideas
20 Perfect Examples Of Stylish Kitchen island Design Ideas

by admin July 10, 2019

by admin July 10, 2019

20 Perfect Examples Of Stylish Kitchen island Design Ideas .In any kitchen remodel, cabinets set the tone…
Wedding Themes
20 Of the Best Ideas for September Wedding Colors themes

by admin July 10, 2019

by admin July 10, 2019

20 Of the Best Ideas for September Wedding Colors themes .Take the time to sit down with…
Wedding Invitations
Best 21 Country Wedding Invitation

by admin July 10, 2019

by admin July 10, 2019

Best 21 Country Wedding Invitation .Classic wedding event invitations look like they are quite old made. There…
Keto Recipes
Top 21 Keto Dinners Easy

by admin July 10, 2019

by admin July 10, 2019

Top 21 Keto Dinners Easy .Keto bread absolutely does not have the enjoyable eat of wheat bread;…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?