Home, Family, Style and Art Ideas

Rice Recipes
Top 23 Hawaiian Fried Rice

by admin July 11, 2019

by admin July 11, 2019

Top 23 Hawaiian Fried Rice .Transform the simple active ingredient that’s often in your pantry into every…
Best Christmas Ideas
25 Best Free Christmas Gifts

by admin July 11, 2019

by admin July 11, 2019

25 Best Free Christmas Gifts .For kids, Christmas is just one of the jocund celebrations. Be it…
Living Room Ideas
20 Sensational Brown Living Room Chairs

by admin July 11, 2019

by admin July 11, 2019

20 Sensational Brown Living Room Chairs .At Pepperfry, you can purchase living room furnishings online at the…
Birthday Wishes Ideas
The Best Ideas for Birthday Wishes for Friend

by admin July 11, 2019

by admin July 11, 2019

The Best Ideas for Birthday Wishes for Friend . Birthday celebrations are amongst one of the most…
Inspirational Quotes
Top 24 Black Inspirational Quotes

by admin July 11, 2019

by admin July 11, 2019

Top 24 Black Inspirational Quotes . This is a quote that can come in useful if you’re…
Casserole Recipes
The top 24 Ideas About Chicken Broccoli Mushrooms Casserole

by admin July 11, 2019

by admin July 11, 2019

The top 24 Ideas About Chicken Broccoli Mushrooms Casserole .If you haven’t uncovered the elegance of casseroles…
Pool Party Ideas
The top 23 Ideas About 4th Of July Pool Party Ideas

by admin July 11, 2019

by admin July 11, 2019

The top 23 Ideas About 4th Of July Pool Party Ideas . A summertime Olympics-themed pool party…
Passover Recipes
Top 23 Gluten Free Passover Desserts

by admin July 11, 2019

by admin July 11, 2019

Top 23 Gluten Free Passover Desserts .Green is often tough ahead by throughout Passover, though the majority…
Undercut Hairstyle
Top 22 Side Swept Undercut Hairstyle

by admin July 11, 2019

by admin July 11, 2019

Top 22 Side Swept Undercut Hairstyle .Undercutting has truly come into its own, I think the current…
Wedding Hairstyles
20 Best Ideas Wedding Hairstyle for Round Face

by admin July 11, 2019

by admin July 11, 2019

20 Best Ideas Wedding Hairstyle for Round Face .There is a lot of option within brief wedding…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?