Home, Family, Style and Art Ideas

Mothers Day Quotes
35 Of the Best Ideas for Mother Teresa Quotes Images

by admin July 12, 2019

by admin July 12, 2019

35 Of the Best Ideas for Mother Teresa Quotes Images . Mommy’s Day arrive at Sunday, May…
Gift Ideas For Boys
The 23 Best Ideas for Best Gift Ideas for Boys

by admin July 12, 2019

by admin July 12, 2019

The 23 Best Ideas for Best Gift Ideas for Boys . This gift is part toy, part…
Recipes for Kids
25 Best Ideas Pear Baby Food Recipe

by admin July 12, 2019

by admin July 12, 2019

25 Best Ideas Pear Baby Food Recipe .When your youngsters start showing an interest in cooking, you’ll…
Valentine's Day Recipes
The 20 Best Ideas for Valentine's Day Dinner Ideas

by admin July 12, 2019

by admin July 12, 2019

The 20 Best Ideas for Valentine&#039;s Day Dinner Ideas .Romantic recipes for that special somebody on Valentine’s…
Birthday Party Inspirations
The 30 Best Ideas for Birthday Party Tulsa

by admin July 12, 2019

by admin July 12, 2019

The 30 Best Ideas for Birthday Party Tulsa .Host the Ultimate Bash with Themed Birthday Celebration Party…
Best Fathers Day Ideas
20 Of the Best Ideas for Fathers Day Diy Cards

by admin July 12, 2019

by admin July 12, 2019

20 Of the Best Ideas for Fathers Day Diy Cards .It’s exactly why it’s up to you…
Kitchen Ideas
20 Fascinating Kitchen White Backsplash

by admin July 12, 2019

by admin July 12, 2019

20 Fascinating Kitchen White Backsplash . We weren’t even planning a kitchen reno, however we are now.…
Birthday Gift Ideas
The Best 80 Year Old Birthday Gift Ideas

by admin July 12, 2019

by admin July 12, 2019

The Best 80 Year Old Birthday Gift Ideas . So, if by yourself are moving all through…
Bedroom Ideas
30 Luxury Bedroom Sets for Kids

by admin July 12, 2019

by admin July 12, 2019

30 Luxury Bedroom Sets for Kids .Timber beds and their coming with furnishings are tough and hardwearing…
Best St. Patrick Day Ideas
Top 22 St Patrick's Day Crafts Preschool

by admin July 12, 2019

by admin July 12, 2019

Top 22 St Patrick&#039;s Day Crafts Preschool .The majority of individuals anticipate to get presents on Christmas,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?