Home, Family, Style and Art Ideas

Anime Hairstyles
The Best Ideas for Anime Hairstyles Female Short

by admin July 12, 2019

by admin July 12, 2019

The Best Ideas for Anime Hairstyles Female Short .Sometimes the hair shows up semi-transparent, with the character’s…
Bedroom Ideas
22 Fascinating Modern Bedroom Sconces

by admin July 12, 2019

by admin July 12, 2019

22 Fascinating Modern Bedroom Sconces .The room is indicated to be a haven of convenience where alleviation…
Best Valentines Day Ideas
Top 20 Ideas On What to Get Your Boyfriend for Valentines Day

by admin July 12, 2019

by admin July 12, 2019

Top 20 Ideas On What to Get Your Boyfriend for Valentines Day .There are thousands of valentine…
Bathroom Ideas
30 Insanely Chic Blue Bathroom Decor

by admin July 12, 2019

by admin July 12, 2019

30 Insanely Chic Blue Bathroom Decor .Envision attempting to live without a bathroom. When it comes down…
Pasta Recipes
The Best Ideas for Homemade Spinach Pasta

by admin July 12, 2019

by admin July 12, 2019

The Best Ideas for Homemade Spinach Pasta .Do not allow complex recipes stand in the method of…
Engagement
The 22 Best Ideas for Diamond Amethyst Engagement Rings

by admin July 12, 2019

by admin July 12, 2019

The 22 Best Ideas for Diamond Amethyst Engagement Rings .Possibly the most obviously visible one of the…
St. Patrick's Day Recipes
The top 22 Ideas About St Patrick Day Desserts Easy

by admin July 12, 2019

by admin July 12, 2019

The top 22 Ideas About St Patrick Day Desserts Easy .While any kind of green foods can…
Nail Colors
22 Ideas for Nail Colors for Black Skin

by admin July 12, 2019

by admin July 12, 2019

22 Ideas for Nail Colors for Black Skin .From the realms of the Egyptian Pharaohs to the…
Love Quotes
20 Of the Best Ideas for Logic Quotes About Love

by admin July 12, 2019

by admin July 12, 2019

20 Of the Best Ideas for Logic Quotes About Love . When you have actually found the…
Living Room Ideas
22 Newest Brown sofa Living Room Ideas

by admin July 12, 2019

by admin July 12, 2019

22 Newest Brown sofa Living Room Ideas .Contemporary living area de cor withstands the minutiae of decoration…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?