Home, Family, Style and Art Ideas

Birthday Gift Ideas
The Best Ideas for 25th Birthday Gift Ideas for Her

by admin January 28, 2024

by admin January 28, 2024

The Best Ideas for 25th Birthday Gift Ideas for Her . So, if on your own are…
Birthday Invitation Ideas
The Best Halloween Birthday Invitations

by admin January 28, 2024

by admin January 28, 2024

The Best Halloween Birthday Invitations .If you’re preparing a special birthday for your child, distinct birthday celebration…
Birthday Invitation Ideas
The Best Ideas for Handmade Birthday Invitations

by admin January 28, 2024

by admin January 28, 2024

The Best Ideas for Handmade Birthday Invitations . Prior to the big day, strategy ahead and also…
Christmas Quotes
21 Best Ideas Ugly Christmas Sweater Quotes

by admin January 27, 2024

by admin January 27, 2024

21 Best Ideas Ugly Christmas Sweater Quotes . The Christmas spirit does not radiate out in the…
Life Quotes
22 Best Unique Quotes On Life

by admin January 27, 2024

by admin January 27, 2024

22 Best Unique Quotes On Life . Absolutely a quote to live by, the American captain of…
Bedroom Ideas
23 Inspirational Furniture for A Small Bedroom

by admin January 27, 2024

by admin January 27, 2024

23 Inspirational Furniture for A Small Bedroom .Calling all tiny space residents! Huge city apartment or condos,…
Coloring Pages For Girls
25 Ideas for Girls Scout Promise Coloring Pages

by admin January 27, 2024

by admin January 27, 2024

25 Ideas for Girls Scout Promise Coloring Pages .Supercoloring.com is an incredibly fun for all ages: for…
Kids Party Ideas
24 Ideas for Kids Birthday Party Snack Ideas

by admin January 26, 2024

by admin January 26, 2024

24 Ideas for Kids Birthday Party Snack Ideas .It s a big frustration when you require to…
Coloring Pages For Kids
25 Best Coloring Pages Of Flowers for Kids

by admin January 26, 2024

by admin January 26, 2024

25 Best Coloring Pages Of Flowers for Kids . Keep kids active and also creative anywhere, anytime,…
Baby Shower Gifts
Top 21 Baby Shower Gift Tag Template

by admin January 26, 2024

by admin January 26, 2024

Top 21 Baby Shower Gift Tag Template .When it comes to acquiring child gifts, the choices are…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?