Home, Family, Style and Art Ideas

Best Summer Ideas
The 21 Best Ideas for Summer Art Camp Ideas

by admin July 4, 2024

by admin July 4, 2024

The 21 Best Ideas for Summer Art Camp Ideas .Why not have a summertime enjoyable party and…
DIY Craft for Kids Ideas
20 Best Ideas Canvas Painting Ideas for Kids

by admin July 3, 2024

by admin July 3, 2024

20 Best Ideas Canvas Painting Ideas for Kids .Whether your child likes arts & crafts or science…
Kitchen Ideas
23 Incredible Kitchen Cart White

by admin July 3, 2024

by admin July 3, 2024

23 Incredible Kitchen Cart White .You should understand that white is one of the most preferred choice…
Fourth of July Recipes
The 22 Best Ideas for Vegetarian 4th Of July Recipes

by admin July 3, 2024

by admin July 3, 2024

The 22 Best Ideas for Vegetarian 4th Of July Recipes .Your favored summer dessert just got even…
Glitter Nails
The 25 Best Ideas for Light Blue Glitter Nails

by admin July 3, 2024

by admin July 3, 2024

The 25 Best Ideas for Light Blue Glitter Nails .For nails that beam brighter than Bellatrix’s safe…
Nail Ideas
The 23 Best Ideas for St Patrick's Day Nail Ideas

by admin July 2, 2024

by admin July 2, 2024

The 23 Best Ideas for St Patrick&#039;s Day Nail Ideas .There are the standards, like pumpkins as…
Best Valentines Day Ideas
The top 20 Ideas About Romantic Valentines Day Gift

by admin July 2, 2024

by admin July 2, 2024

The top 20 Ideas About Romantic Valentines Day Gift .There are thousands of valentine day concepts to…
Coloring Pages for Children
21 Best Ideas Owl Coloring Pages for Kids

by admin July 2, 2024

by admin July 2, 2024

21 Best Ideas Owl Coloring Pages for Kids .I am a 4th Grade Catechist, as well as…
Bedroom Ideas
22 Best Design Ideas for Cool Bedroom Light Ideas

by admin July 2, 2024

by admin July 2, 2024

22 Best Design Ideas for Cool Bedroom Light Ideas .When it comes to decorating the room, lighting…
Wedding Cakes
Best 23 Wedding Cakes atlanta Ga

by admin July 1, 2024

by admin July 1, 2024

Best 23 Wedding Cakes atlanta Ga .As bride-to-bes, we want that response to our wedding cakes. The…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?