Home, Family, Style and Art Ideas

Valentine's Day Recipes
20 Of the Best Ideas for Valentine's Day Cupcakes

by admin July 14, 2019

by admin July 14, 2019

20 Of the Best Ideas for Valentine&#039;s Day Cupcakes .Charming recipes for that unique somebody on Valentine’s…
Pool Party Ideas
Top 23 Pool Party Ideas for Girls

by admin July 14, 2019

by admin July 14, 2019

Top 23 Pool Party Ideas for Girls .You’ll find all the party supplies you’ll need, from ideas…
Relationship Quotes
Best 30 Amazing Relationship Quotes

by admin July 14, 2019

by admin July 14, 2019

Best 30 Amazing Relationship Quotes . All relationships go through heck, genuine connections obtain through it. A…
Fathers Day Gift Ideas
22 Of the Best Ideas for Grandfathers Day Gift Ideas

by admin July 14, 2019

by admin July 14, 2019

22 Of the Best Ideas for Grandfathers Day Gift Ideas . Aid him look after his skin…
Birthday Party Inspirations
The Best Fun Places for A Birthday Party

by admin July 14, 2019

by admin July 14, 2019

The Best Fun Places for A Birthday Party . Find Birthday Celebration Material, consisting of Decorations, Favors…
DIY Outdoor Ideas
35 Best Ideas Diy Outdoor Christmas ornaments

by admin July 14, 2019

by admin July 14, 2019

35 Best Ideas Diy Outdoor Christmas ornaments .Summer season is the period for delighting in everything outdoors…
Wedding Dresses
The Best Art Deco Wedding Dress

by admin July 13, 2019

by admin July 13, 2019

The Best Art Deco Wedding Dress .Wedding dress spending plans are seldom exact. You may need to…
Summer Recipes
Top 21 Summer Drinks with Vodka

by admin July 13, 2019

by admin July 13, 2019

Top 21 Summer Drinks with Vodka .From grilling recipes to Instant Pot dinner concepts, these summer weeknight…
Best Memorial Day Ideas
Top 23 Memorial Day Pool Party

by admin July 13, 2019

by admin July 13, 2019

Top 23 Memorial Day Pool Party .Memorial Day is a special celebration in which we can all…
Kitchen Ideas
24 Brilliant Modern Cabinets Kitchen

by admin July 13, 2019

by admin July 13, 2019

24 Brilliant Modern Cabinets Kitchen .Modern kitchen ideas and inspirationThe modern cooking area constantly appears to be…

1
…
1,397
1,398
1,399
1,400
1,401
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?