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Low Calorie Recipes
Best 30 Low Calorie Store Bought Desserts

by admin July 14, 2019

by admin July 14, 2019

Best 30 Low Calorie Store Bought Desserts .Don’t allow a few of the ingredients fool you– this…
Mothers Day Gift Ideas
30 Best Ideas Godmother Gift Ideas for Baptism

by admin July 14, 2019

by admin July 14, 2019

30 Best Ideas Godmother Gift Ideas for Baptism .The last point any type of mommy desires is…
Mothers Day Gift Ideas
30 Best Mother's Day Gift Ideas From Child

by admin July 14, 2019

by admin July 14, 2019

30 Best Mother&#039;s Day Gift Ideas From Child .The last point any type of mother desires is…
Anklets
The top 20 Ideas About Anklet Diy

by admin July 14, 2019

by admin July 14, 2019

The top 20 Ideas About Anklet Diy .All of our anklets and arm bands include an adjustable…
Easter Recipes
24 Ideas for Easter Salads Food Network

by admin July 14, 2019

by admin July 14, 2019

24 Ideas for Easter Salads Food Network .For those of you not consuming meat, below are greater…
Gift Basket Ideas
The Best Ideas for Breast Cancer Gift Basket Ideas

by admin July 14, 2019

by admin July 14, 2019

The Best Ideas for Breast Cancer Gift Basket Ideas .Of course, you can load a gift basket…
Dinner Recipes
35 Best Ideas Grill Ideas for Dinner

by admin July 14, 2019

by admin July 14, 2019

35 Best Ideas Grill Ideas for Dinner .We enjoy multi-purpose cooking area gadgets that make life easier,…
Relationship Quotes
The Best Religious Relationship Quotes

by admin July 14, 2019

by admin July 14, 2019

The Best Religious Relationship Quotes .Relationships resemble the trends: they ebb and flow. And when that tide…
Valentine's Day Recipes
Best 20 Valentine Desserts Recipes

by admin July 14, 2019

by admin July 14, 2019

Best 20 Valentine Desserts Recipes .Enchanting recipes for that special a person on Valentine’s Day. Right here…
Mothers Day Quotes
Best 35 Sweet Mother Sweet Mother Skyrim Quote

by admin July 14, 2019

by admin July 14, 2019

Best 35 Sweet Mother Sweet Mother Skyrim Quote .Mommy’s Day is the unique time of year when…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?