Home, Family, Style and Art Ideas

Marriage Quotes
Best 25 Long Marriage Quotes

by admin July 14, 2019

by admin July 14, 2019

Best 25 Long Marriage Quotes . I have a best friend as an other half, as well…
Easter Party Ideas
The Best Christian School Easter Party Ideas

by admin July 14, 2019

by admin July 14, 2019

The Best Christian School Easter Party Ideas .Whether you have a tiny gathering or a huge family…
Easter Recipes
24 Of the Best Ideas for Easter Dinner Buffalo Ny

by admin July 14, 2019

by admin July 14, 2019

24 Of the Best Ideas for Easter Dinner Buffalo Ny .This classy appetizer comes together quickly with…
DIY Craft for Kids Ideas
Best 20 Diy Kids Loft Bed

by admin July 14, 2019

by admin July 14, 2019

Best 20 Diy Kids Loft Bed . A current research study by Dr. Richard Rende revealed that…
Mothers Day Gift Ideas
The top 30 Ideas About Moms First Mothers Day Gift Ideas

by admin July 14, 2019

by admin July 14, 2019

The top 30 Ideas About Moms First Mothers Day Gift Ideas .The last thing any type of…
DIY Craft for Kids Ideas
20 Best Diy Backyard Ideas for Kids

by admin July 14, 2019

by admin July 14, 2019

20 Best Diy Backyard Ideas for Kids .Searching for enjoyable crafts to attempt with your kids and…
St. Patrick's Day Recipes
Best 22 St. Patrick's Day Desserts

by admin July 14, 2019

by admin July 14, 2019

Best 22 St. Patrick&#039;s Day Desserts .Patrick’s Day is simply around the corner. I’ve been formulating a…
Long Hairstyles
23 Best Ideas Best Hairstyle for Oblong Face

by admin July 14, 2019

by admin July 14, 2019

23 Best Ideas Best Hairstyle for Oblong Face .It is also essential, particularly with long hair since…
Wedding Nails
The Best Ideas for Gel Nails for Wedding

by admin July 14, 2019

by admin July 14, 2019

The Best Ideas for Gel Nails for Wedding .There are lots of wedding celebration nail art concepts…
Anniversary Gift Ideas
The top 20 Ideas About 5 Year Anniversary Gift Ideas Men

by admin July 14, 2019

by admin July 14, 2019

The top 20 Ideas About 5 Year Anniversary Gift Ideas Men .On this day, you recognize what…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?