Home, Family, Style and Art Ideas

Kids Room Ideas
21 Smart Kids Double Swing

by admin July 15, 2019

by admin July 15, 2019

21 Smart Kids Double Swing .When you don’t feel like packing up as well as travelling to…
Nail Colors
The Best Stiletto Nail Colors

by admin July 15, 2019

by admin July 15, 2019

The Best Stiletto Nail Colors .Juicy reds are soaring up the style graphes this fall. However why…
Best St. Patrick Day Ideas
Best 22 St Patrick's Day Card Ideas

by admin July 15, 2019

by admin July 15, 2019

Best 22 St Patrick&#039;s Day Card Ideas .With tongue in cheek every American who suches as a…
Girls Hairstyle
24 Of the Best Ideas for Girls toddler Hairstyles

by admin July 15, 2019

by admin July 15, 2019

24 Of the Best Ideas for Girls toddler Hairstyles .Every mommy suches as the convenience of short…
Marriage Quotes
25 Of the Best Ideas for Quotes About Marriage In the Bible

by admin July 14, 2019

by admin July 14, 2019

25 Of the Best Ideas for Quotes About Marriage In the Bible . I have a best…
DIY Craft for Adult Ideas
20 Best Diy Pocahontas Costume for Adults

by admin July 14, 2019

by admin July 14, 2019

20 Best Diy Pocahontas Costume for Adults .I like sharing tutorials as well as creating craft ideas…
Kids Fashion Ideas
The 24 Best Ideas for Baby Girl Fashion

by admin July 14, 2019

by admin July 14, 2019

The 24 Best Ideas for Baby Girl Fashion .The Ultimate guide to baby clothing Dressing up infants…
Necklaces
20 Best Sterling Silver Horse Necklace

by admin July 14, 2019

by admin July 14, 2019

20 Best Sterling Silver Horse Necklace .Each silver precious jewelry established found in the Trademark Line includes…
Anniversary Quotes
The Best Ideas for Golden Anniversary Quote

by admin July 14, 2019

by admin July 14, 2019

The Best Ideas for Golden Anniversary Quote . Wedding anniversary quotes to cherish and also rejoice all…
Gift Ideas For Couples
The Best Camping Gift Ideas for Couples

by admin July 14, 2019

by admin July 14, 2019

The Best Camping Gift Ideas for Couples . The pair who’s constantly holding celebrations most likely does…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?