Home, Family, Style and Art Ideas

Kitchen Ideas
20 Magnificient Country Kitchen Backsplashes

by admin July 15, 2019

by admin July 15, 2019

20 Magnificient Country Kitchen Backsplashes .How It’s DoneRun 4 x 4-inch white tiles in a diagonal layout…
Mothers Day Gift Ideas
30 Best Ideas Mother's Day Gift Ideas Buzzfeed

by admin July 15, 2019

by admin July 15, 2019

30 Best Ideas Mother&#039;s Day Gift Ideas Buzzfeed .The last point any type of mommy desires is…
Anniversary Gift Ideas
Top 20 18 Year Anniversary Gift Ideas for Him

by admin July 15, 2019

by admin July 15, 2019

Top 20 18 Year Anniversary Gift Ideas for Him .Please your cherished spouse by gifting a lovely…
Baby Quotes
21 Best Quote for Baby Shower Card

by admin July 15, 2019

by admin July 15, 2019

21 Best Quote for Baby Shower Card .After that, you recognize that you didn t have a…
Relationship Quotes
The 30 Best Ideas for End Of Relationship Quotes

by admin July 15, 2019

by admin July 15, 2019

The 30 Best Ideas for End Of Relationship Quotes .Relationships resemble the tides: they ups and downs.…
Bedroom Ideas
25 Catchy Purple Paint for Bedroom

by admin July 15, 2019

by admin July 15, 2019

25 Catchy Purple Paint for Bedroom .We’ll be the very first to confess that awakening early and…
Wedding Dresses
The Best Lauren Conrad Wedding Dress

by admin July 15, 2019

by admin July 15, 2019

The Best Lauren Conrad Wedding Dress .Bridal gown budgets are seldom specific. You might need to spend…
Living Room Ideas
24 Charming Chandelier Lights for Living Room

by admin July 15, 2019

by admin July 15, 2019

24 Charming Chandelier Lights for Living Room .Ceiling Lights Below at Dunelm we are proud to offer…
Rings
Best 21 Simple Diamond Rings

by admin July 15, 2019

by admin July 15, 2019

Best 21 Simple Diamond Rings .Engagement rings are the best expression of love, which is why their…
Love Quotes
20 Ideas for songs Of solomon Love Quotes

by admin July 15, 2019

by admin July 15, 2019

20 Ideas for songs Of solomon Love Quotes .I’m egocentric, impatient and a little insecure. I make…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?