Home, Family, Style and Art Ideas

Anniversary Gift Ideas
20 Best Ideas Gift Ideas for 2nd Anniversary

by admin July 15, 2019

by admin July 15, 2019

20 Best Ideas Gift Ideas for 2nd Anniversary .Please your cherished spouse by gifting an attractive customized…
Storage Ideas
23 Charming Vanity Bench with Storage

by admin July 15, 2019

by admin July 15, 2019

23 Charming Vanity Bench with Storage .Storage OttomansKeep all your relaxing things tucked away with a trendy…
Gift Ideas For Boyfriend
25 Best Ideas Valentine Day Gift Ideas for Boyfriend

by admin July 15, 2019

by admin July 15, 2019

25 Best Ideas Valentine Day Gift Ideas for Boyfriend .Possibly his last gift to you was a…
Living Room Ideas
22 Elegant Rustic themed Living Room

by admin July 15, 2019

by admin July 15, 2019

22 Elegant Rustic themed Living Room .Rustic design is a popular interior style specifically fit to people…
Low Cholesterol Recipes
The top 35 Ideas About Low Cholesterol Side Dishes

by admin July 15, 2019

by admin July 15, 2019

The top 35 Ideas About Low Cholesterol Side Dishes .Fish can be lean or fatty, however it’s…
Love Quotes
Best 20 I Love My Daughter Quotes

by admin July 15, 2019

by admin July 15, 2019

Best 20 I Love My Daughter Quotes .I’m self-seeking, quick-tempered and also a little insecure. I make…
Wedding Favors
Top 21 50th Wedding Anniversary Favors

by admin July 15, 2019

by admin July 15, 2019

Top 21 50th Wedding Anniversary Favors .How to make wedding event prefers? There is more sentiment put…
Valentines Day Gift Ideas
The Best Ideas for Valentines Day Gift Ideas for My Husband

by admin July 15, 2019

by admin July 15, 2019

The Best Ideas for Valentines Day Gift Ideas for My Husband .Shop from these thoughtful and economical…
Relationship Quotes
The top 30 Ideas About Bible Relationships Quotes

by admin July 15, 2019

by admin July 15, 2019

The top 30 Ideas About Bible Relationships Quotes .Relationships resemble the tides: they ups and downs. And…
DIY Craft for Kids Ideas
The 20 Best Ideas for Holiday Projects for Kids

by admin July 15, 2019

by admin July 15, 2019

The 20 Best Ideas for Holiday Projects for Kids . Preschoolers can finger paint paper plates, then…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?