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Mothers Day Quotes
35 Ideas for Mother Daughter Quotes for Tattoos

by admin July 16, 2019

by admin July 16, 2019

35 Ideas for Mother Daughter Quotes for Tattoos .Mother’s Day is the unique season when you get…
Birthday Gift Inspirations
The 24 Best Ideas for Perfect Birthday Gift for Boyfriend

by admin July 16, 2019

by admin July 16, 2019

The 24 Best Ideas for Perfect Birthday Gift for Boyfriend . Certain, you can select something cool…
Living Room Ideas
23 Cool White Paint Living Room

by admin July 16, 2019

by admin July 16, 2019

23 Cool White Paint Living Room .Leisure, convenience, togetherness. It’s the setting for plenty of memories and…
Boys Hairstyle
Top 23 Skater Boys Haircuts

by admin July 16, 2019

by admin July 16, 2019

Top 23 Skater Boys Haircuts .Child celebs have a wide array of cuts as well as hairstyles.…
Best St. Patrick Day Ideas
The 22 Best Ideas for St Patrick's Day Breakfast Ideas

by admin July 16, 2019

by admin July 16, 2019

The 22 Best Ideas for St Patrick&#039;s Day Breakfast Ideas .The shock variable. The majority of people…
Landscape Ideas
25 Gorgeous Outdoor Landscape Ideas

by admin July 16, 2019

by admin July 16, 2019

25 Gorgeous Outdoor Landscape Ideas .Your lawn remains in good hands. We have all the landscape design…
Love Quotes
The top 20 Ideas About Kurt Vonnegut Quotes Love

by admin July 16, 2019

by admin July 16, 2019

The top 20 Ideas About Kurt Vonnegut Quotes Love . If the love is true and predestined…
Mother's Day Recipes
The Best Ideas for Mother's Day Sugar Cookies

by admin July 16, 2019

by admin July 16, 2019

The Best Ideas for Mother&#039;s Day Sugar Cookies .Mother’s Day Recipes Make Mommy delighted with a homemade…
Paint Ideas
22 Brilliant Patio Deck Paint

by admin July 16, 2019

by admin July 16, 2019

22 Brilliant Patio Deck Paint .Tarnishing a deck can be a big task so select your color…
Inspirational Quotes
The 24 Best Ideas for Inspirational Quotes About Women

by admin July 16, 2019

by admin July 16, 2019

The 24 Best Ideas for Inspirational Quotes About Women . Below’s the finest motivational quotes we have…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?