Home, Family, Style and Art Ideas

Retirement Party Ideas
The 22 Best Ideas for Decorating Ideas for Retirement Party

by admin July 17, 2019

by admin July 17, 2019

The 22 Best Ideas for Decorating Ideas for Retirement Party . To intend a retired life party,…
Outdoor Ideas
25 Beautiful Outdoor Kitchen and Fireplace Ideas

by admin July 17, 2019

by admin July 17, 2019

25 Beautiful Outdoor Kitchen and Fireplace Ideas .Outside Kitchens When the weather condition behaves and the sunlight…
Wedding Vows
The Best Same Sex Wedding Vows Examples

by admin July 17, 2019

by admin July 17, 2019

The Best Same Sex Wedding Vows Examples .Many individuals feel that composing their own wedding vows makes…
Love Quotes
Top 20 Fitzgerald Love Quotes

by admin July 17, 2019

by admin July 17, 2019

Top 20 Fitzgerald Love Quotes . If the love is true as well as destined to be,…
Printable Coloring Pages
Best 21 Printable Wolf Coloring Pages

by admin July 17, 2019

by admin July 17, 2019

Best 21 Printable Wolf Coloring Pages . Coloring pages and printables for youngsters of all agesThe Hellokids…
Birthday Card Ideas
22 Ideas for How to Write A Birthday Card

by admin July 17, 2019

by admin July 17, 2019

22 Ideas for How to Write A Birthday Card .Bulge birthday celebration cards do not need to…
Holiday Gift Ideas
The top 22 Ideas About Holiday Gift Ideas for Family

by admin July 17, 2019

by admin July 17, 2019

The top 22 Ideas About Holiday Gift Ideas for Family .Our annual gift overviews intend to make…
Wedding Gifts
The Best Ideas for Custom Wedding Gifts

by admin July 16, 2019

by admin July 16, 2019

The Best Ideas for Custom Wedding Gifts .The new pair will load this wedding event time pill…
Gift Ideas For Boyfriend
25 Best Gift Ideas for Daughters Boyfriend

by admin July 16, 2019

by admin July 16, 2019

25 Best Gift Ideas for Daughters Boyfriend . Has your sweetie been extra sweet lately? If you…
DIY Craft for Preschoolers Ideas
The 25 Best Ideas for Bible Craft for Preschoolers

by admin July 16, 2019

by admin July 16, 2019

The 25 Best Ideas for Bible Craft for Preschoolers .Prepare to take arts ‘n’ crafts to the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?