Home, Family, Style and Art Ideas

Coloring Pages for Children
The 21 Best Ideas for Winter Coloring Pages for Kids

by admin July 6, 2024

by admin July 6, 2024

The 21 Best Ideas for Winter Coloring Pages for Kids .I am a Fourth Grade Catechist, and…
Best Pi Day Ideas
21 Best Cool Pi Day Activities

by admin July 6, 2024

by admin July 6, 2024

21 Best Cool Pi Day Activities .While only a handful of numbers are required for regular estimations,…
Kitchen Ideas
20 Cute Epoxy Kitchen Floor Residential

by admin July 6, 2024

by admin July 6, 2024

20 Cute Epoxy Kitchen Floor Residential .Cooking area flooring needs to be hardwearing, family-proof as well as…
DIY Craft for Preschoolers Ideas
Best 25 Heart Craft Ideas for Preschoolers

by admin July 5, 2024

by admin July 5, 2024

Best 25 Heart Craft Ideas for Preschoolers . Daily Leisure has a variety of adorable crafts for…
Birthday Gift Ideas
20 Best 16th Birthday Gift Ideas for Daughter

by admin July 5, 2024

by admin July 5, 2024

20 Best 16th Birthday Gift Ideas for Daughter . Make your mind up towards our huge range…
Best 4th of July Ideas
20 Best Fourth Of July Dessert Ideas

by admin July 5, 2024

by admin July 5, 2024

20 Best Fourth Of July Dessert Ideas .If you’re looking for some imaginative 4th of July celebration…
Inspirational Quotes
Best 24 Hitler Inspirational Quotes

by admin July 5, 2024

by admin July 5, 2024

Best 24 Hitler Inspirational Quotes . If you intend to have power, it’s yours for the taking…
Nail Colors
22 Ideas for Pastel Nail Colors

by admin July 4, 2024

by admin July 4, 2024

22 Ideas for Pastel Nail Colors .From the realms of the Egyptian Pharaohs to the Aztecs, royal…
Relationship Quotes
30 Of the Best Ideas for Relationships with God Quotes

by admin July 4, 2024

by admin July 4, 2024

30 Of the Best Ideas for Relationships with God Quotes .Well, in those minutes, you could probably…
Instant Pot Recipes
Best 25 Instant Pot Recipes Roast

by admin July 4, 2024

by admin July 4, 2024

Best 25 Instant Pot Recipes Roast .These Instant Pot recipes are about to save you from hunger…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?